Connecticut Real Estate Exam Topics: Full Breakdown

The Connecticut PSI real estate exam tests both national real estate knowledge and Connecticut-specific law. Knowing exactly what topics appear — and how much weight each carries — helps you allocate your study time efficiently.

National Section (80 Questions)

The national portion covers universally applicable real estate concepts:

Property Ownership (approx. 8 questions) - Types of ownership: severalty, tenancy in common, joint tenancy, tenancy by the entirety - Freehold vs. leasehold estates - Bundle of rights concept

Land Use Controls and Regulations (approx. 5 questions) - Zoning, eminent domain, police power, escheat, taxation - Environmental regulations (CERCLA, lead, asbestos, radon)

Valuation and Market Analysis (approx. 7 questions) - Three approaches to value: sales comparison, income, cost - Competitive Market Analysis (CMA) - Gross Rent Multiplier (GRM), Net Operating Income (NOI), Cap Rate

Financing (approx. 10 questions) - Mortgage types: conventional, FHA, VA, USDA - Points, APR, amortization, loan-to-value (LTV) - RESPA, TRID, Truth in Lending Act

Transfer of Property (approx. 8 questions) - Deed types: general warranty, special warranty, quitclaim, bargain and sale - Title search, title insurance, closing process - Probate, adverse possession, dedication

Practice of Real Estate (approx. 13 questions) - Listing agreements, buyer representation agreements - MLS, cooperating brokers, commission splits - Advertising rules, antitrust (Sherman Act)

Real Estate Calculations (approx. 9 questions) - Commission calculations, proration, loan payments - Area calculations (square footage), loan-to-value, cap rate

Mandated Disclosures (approx. 6 questions) - Lead-based paint disclosure, material defects, property condition - Stigmatized properties, environmental hazards

Agency Relationships (approx. 14 questions) - Types of agency: seller's agent, buyer's agent, dual agent, designated agency - Fiduciary duties: loyalty, obedience, disclosure, confidentiality, accounting, reasonable care

State Section (40 Questions)

Connecticut License Law - CGS Chapter 392 — the governing statute - CREC: 7 members, appointed by governor, operates under DCP - License types: salesperson (works under broker), broker, real estate school - Prelicense: 60 hours for salesperson

License Procedures - Application requirements - Renewal: every 2 years on the licensee's birthday - Continuing education: 12 hours per 2-year cycle - Reciprocity agreements with other states

Trust Accounts and Handling of Funds - Salesperson must deliver deposits to broker by the next business day - Broker must deposit into escrow within 5 business days - Commingling and conversion are violations

Connecticut Agency Law - Buyer agency agreements for buyer representation - Disclosure of agency required - Dual agency rules

Connecticut Fair Housing - Federal classes + marital status, age, lawful source of income, sexual orientation, gender identity/expression, veteran status

Real Estate Guaranty Fund - Compensates consumers harmed by licensee misconduct - Know contribution requirements and maximum payout limits

Connecticut-Specific Practice - Real property transfer reporting - Environmental regulations (ISRA, underground storage tanks) - Wetlands regulations

Study Tip

Focus at least 40% of your total study time on the state section. Many candidates over-prepare for national content and underperform on the 40 state questions. For targeted Connecticut practice, visit [CARealestate.com/states/connecticut](https://carealestate.com/states/connecticut).