Florida Real Estate Exam Topics: Complete Breakdown (2025)

The Florida real estate sales associate exam has 100 questions across two sections. Knowing the exact topic weightings lets you allocate study time precisely.

Section 1: National Real Estate Principles (45 Questions)

These topics are standard across most states:

Property Ownership (8-10 questions) - Types of ownership: fee simple, life estate, leasehold - Concurrent ownership: joint tenancy, tenancy in common, tenancy by the entireties - Condominiums and cooperatives - Easements, encumbrances, liens

Land Use Controls (4-6 questions) - Zoning classifications and variances - Building codes and permits - Eminent domain, escheat, police power, taxation - Environmental regulations (CERCLA, wetlands)

Valuation and Market Analysis (8-10 questions) - Three approaches to value: sales comparison, cost, income - Capitalization rate: NOI / Value = Cap Rate - Gross Rent Multiplier - Comparative Market Analysis

Financing (8-10 questions) - Loan types: conventional, FHA, VA, USDA - Truth in Lending Act / TRID / RESPA - Mortgage math: LTV, PMI thresholds, amortization - Foreclosure processes

Agency Relationships (5-7 questions) - Buyer's agent, seller's agent, dual agency - Agency creation and termination - Fiduciary duties

Contracts (5-7 questions) - Essential elements of a valid contract - Bilateral vs. unilateral contracts - Contingencies, novation, assignment

Section 2: Florida-Specific Real Estate Law (55 Questions)

Florida License Law — Chapter 475 (15-18 questions) - Sales associate vs. broker requirements - Licensing procedures, renewal, continuing education - FREC composition (7 members) and authority - Violations and penalties: reprimand, fine up to $5,000/count, suspension, revocation, criminal charges - Mutual recognition agreements

Escrow and Trust Funds (8-10 questions) - Deposit delivery: sales associate → broker by next business day; broker → escrow within 3 business days - Four dispute resolution methods: mediation, arbitration, interpleader, EDO - Prohibited conduct: commingling, conversion - Record retention: 5 years

Agency in Florida (8-10 questions) - Florida's default: transaction broker - Single agent requires written disclosure - No brokerage relationship option - Dual agency: prohibited in Florida (use transaction broker instead) - Non-representation disclosure requirements

Florida Disclosures (5-7 questions) - Johnson v. Davis: seller must disclose known material defects - Stigmatized property: Florida does NOT require disclosure of murder, suicide, or paranormal activity - Flood zone disclosure - Homeowner's Association disclosure (3-day right of rescission) - Radon disclosure required

Florida-Specific Topics (8-10 questions) - Documentary stamp taxes (deed and mortgage) - Intangible tax on new mortgages - Homestead exemption ($50,000) and Save Our Homes portability - Florida Residential Landlord and Tenant Act - Timeshare regulations (Chapter 721)

High-Value Study Targets

The following topics appear on virtually every Florida exam: 1. Escrow dispute resolution (all 4 methods) 2. Transaction broker duties vs. single agent duties 3. FREC composition and powers 4. Documentary stamp tax calculations 5. Johnson v. Davis material defect disclosure 6. Deposit delivery timelines

[Practice these topics at CARealestate.com/states/florida](https://carealestate.com/states/florida)