New Hampshire Real Estate Exam Topics: Complete Breakdown

New Hampshire Real Estate Exam Topics

The New Hampshire real estate exam covers a broad range of topics across two sections: the national portion (80 questions) and the state-specific portion (40 questions). Knowing exactly what is tested helps you allocate study time efficiently.

National Exam Content Areas

Property Ownership (approximately 8 questions) Types of property, real vs. personal property, forms of ownership (joint tenancy, tenancy in common, community property — note NH is NOT a community property state), and government rights in land (PETE: Police power, Eminent domain, Taxation, Escheat).

Land Use Controls and Regulations (approximately 5 questions) Zoning, subdivision regulations, building codes, environmental regulations, and deed restrictions.

Valuation and Market Analysis (approximately 7 questions) Appraisal methods (sales comparison, cost, income), competitive market analysis, principles of value (supply and demand, substitution, conformity).

Financing (approximately 10 questions) Mortgage types, loan-to-value ratios, amortization, Truth in Lending Act (TILA/Regulation Z), RESPA, and predatory lending.

Transfer of Property (approximately 8 questions) Deeds (general warranty, special warranty, quitclaim), title insurance, closing procedures, and transfer taxes. NH uses deeds of trust.

Practice of Real Estate (approximately 13 questions) Agency relationships, listing agreements, buyer representation, MLS, antitrust, and property management.

Real Estate Calculations (approximately 10 questions) Commission calculations, prorations, transfer taxes, mortgage math, and area calculations.

Mandated Disclosures (approximately 6 questions) Lead paint, stigmatized properties, material facts, and required disclosure forms.

Contracts (approximately 13 questions) Elements of valid contracts, listing agreements, purchase agreements, options, and lease agreements.

New Hampshire State-Specific Topics (40 questions)

NH License Law (RSA Chapter 331-A) Know the 9-member NH Real Estate Commission, the role of the OPLC, and salesperson vs. broker distinctions. Pre-license requirement: 40 hours. License renewal: every 2 years with 15 hours of CE.

NH Agency Law New Hampshire requires written buyer agency agreements. Know the difference between buyer agent, seller agent, and disclosed dual agent.

NH Disclosure Requirements The NH Seller's Disclosure Statement is required for residential sales. Know what must be disclosed and exceptions.

NH Transfer Tax Rate: $0.75 per $100 of consideration — paid by BOTH buyer and seller. Total effective rate: $1.50 per $100.

NH Fair Housing Federal protected classes plus: marital status, sexual orientation, gender identity, age, and military status.

NH Contract Law Purchase and sale agreements in NH, contingencies, and closing procedures.

For a full state licensing guide, visit [CARealestate.com/states/new-hampshire](https://carealestate.com/states/new-hampshire).