Delaware Practice TestFair Housing

Delaware Fair Housing
Practice Questions & Answers (2026)

Fair housing is tested on every real estate exam in the country, but Delaware candidates must know both federal and state-level protections. While Delaware enforces the seven federal protected classes (race, color, religion, sex, national origin, familial status, and disability), the Delaware Real Estate Commission also tests how these protections apply in Delaware-specific rental, sales, and advertising scenarios. Steering, blockbusting, redlining, and discriminatory advertising are all tested — and candidates who think they know fair housing cold often miss the state-specific extensions or the nuanced application scenarios. Review every question here carefully.

Practice Questions

Delaware Fair Housing — Practice Questions & Answers

125 questions on Fair Housing from the Delaware real estate question bank. First 10 are free — sign up to unlock all 125.

Q1. Redlining is the illegal practice of:

A.Marking foreclosure properties with a red line on a map
B.Refusing to make loans or offering less favorable terms in certain geographic areas based on the racial or ethnic composition of those areas
C.Drawing red lines around school district boundaries to segregate students
D.Charging higher rents in predominantly minority neighborhoods

Explanation

Redlining is an illegal practice in which lenders refuse to make loans or offer unfavorable loan terms in certain areas based on the demographic characteristics of the neighborhood, particularly racial or ethnic composition.

Q2. Which of the following is a protected class under BOTH the federal Fair Housing Act and Delaware state fair housing law?

A.Age (any age)
B.Marital status
C.Race
D.Occupation

Explanation

Race is one of the original protected classes under the federal Fair Housing Act of 1968. Delaware state law also protects race, and provides additional protections for other classes such as marital status, sexual orientation, and source of income.

Q3. A disabled tenant asks a Delaware landlord to install an accessible parking space closer to the building entrance. This is a request for a:

A.Reasonable accommodation in rules, policies, or practices
B.Reasonable modification to the physical structure
C.Fair housing exemption
D.Lease amendment requiring attorney approval

Explanation

A reasonable accommodation is a change in rules, policies, practices, or services to allow a person with a disability equal enjoyment of the housing. Assigning a closer parking space is an accommodation in policy, not a physical modification.

Q4. Under the Fair Housing Act, familial status includes protection for:

A.Single adults living alone
B.Households with children under 18, pregnant women, and those in the process of obtaining legal custody of a child
C.Elderly adults living independently
D.Married couples without children

Explanation

Familial status under the Fair Housing Act protects households with one or more children under age 18 who live with a parent or legal guardian, pregnant women, and people in the process of obtaining legal custody of a child.

Q5. The federal Fair Housing Act of 1968 prohibits discrimination in housing based on:

A.Race, color, national origin, religion, sex, familial status, and disability
B.Race, color, national origin, and religion only
C.Race, color, national origin, religion, sex, and age
D.Race only

Explanation

The federal Fair Housing Act prohibits housing discrimination based on seven protected classes: race, color, national origin, religion, sex, familial status, and disability (handicap).

Q6. Delaware's state fair housing law expands federal protections by adding which additional protected class?

A.Age
B.Sexual orientation and gender identity
C.Occupation
D.Credit history

Explanation

Delaware's Fair Housing Act adds sexual orientation and gender identity as protected classes, providing broader protection than the federal Fair Housing Act.

Q7. Steering in real estate refers to:

A.Directing buyers to or away from neighborhoods based on protected class characteristics
B.Refusing to show a property to a prospective buyer
C.Advertising a property using discriminatory language
D.Refusing to make a mortgage loan in a minority neighborhood

Explanation

Steering is the illegal practice of directing buyers toward or away from certain neighborhoods based on race, religion, national origin, or other protected characteristics.

Q8. Blockbusting is best described as:

A.Refusing to insure properties in certain areas
B.Inducing homeowners to sell by suggesting that minorities are moving into the neighborhood
C.Offering different loan terms to buyers based on national origin
D.Steering buyers based on religion

Explanation

Blockbusting (panic selling) is the illegal practice of inducing property owners to sell by suggesting that the entry of protected-class members will cause property values to decline.

Q9. Which of the following is a reasonable accommodation under the Fair Housing Act for a person with a disability?

A.Waiving a no-pets policy for a service animal
B.Providing a rent discount
C.Allowing a longer lease term
D.Granting priority parking regardless of disability need

Explanation

A reasonable accommodation is a change in rules, policies, or practices to allow a person with a disability equal opportunity to use and enjoy housing. Waiving a no-pets rule for a service/assistance animal is a classic example.

Q10. The exemption from the Fair Housing Act for Mrs. Murphy's Law applies to:

A.Commercial properties only
B.Owner-occupied buildings with no more than 4 units where the owner resides
C.Any single-family home sold without an agent
D.Properties in rural areas with fewer than 10 units

Explanation

The Mrs. Murphy exemption allows owner-occupants of buildings with 4 or fewer units to exercise personal choice in renting, as long as they don't use discriminatory advertising or a real estate agent.

Q11. Redlining refers to the illegal practice of:

A.Drawing red lines around properties with code violations
B.Refusing to provide mortgage loans or insurance in certain areas based on racial composition
🔒

115 more Fair Housing questions

Create a free account to unlock all 125 Delaware Fair Housing questions with full explanations.

Free account · No credit card · Instant access to 25 questions

Ready to take the full exam? Start free.

25 free questions · No signup · Instant access to all Delaware topics