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New Hampshire Real Estate Practice Exam
(Free Questions & Answers)

The New Hampshire real estate exam is administered by the New Hampshire Real Estate Commission and requires an attorney to conduct real estate closings — one of several New England states with this requirement. The state portion tests New Hampshire's specific buyer and seller agency disclosure timing and content requirements. Environmental disclosure is also emphasized: New Hampshire's groundwater and private well disclosure requirements, septic system disclosure, and radon testing disclosure are all commonly tested topics.

Administered by: New Hampshire Real Estate Commission · 130 questions · Passing score: 70%

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Free Practice Questions

Free New Hampshire Real Estate Practice Exam Questions

Test your knowledge with these New Hampshire real estate practice questions. Each question is based on topics from the New Hampshire Real Estate Commission exam and includes detailed explanations.

Q1. Which state agency regulates real estate licenses in New Hampshire?

A.New Hampshire Department of Commerce
B.New Hampshire Real Estate Commission
C.New Hampshire Board of Realty Regulation
D.New Hampshire Division of Professional Licensing

Explanation

The New Hampshire Real Estate Commission is the state agency responsible for licensing and regulating real estate salespersons and brokers in New Hampshire.

Q2. In New Hampshire, which form is required to disclose agency relationships to buyers and sellers?

A.The Purchase and Sale Agreement
B.The Disclosure of Agency Relationship form
C.The New Hampshire Property Condition Disclosure
D.The Listing Agreement

Explanation

New Hampshire requires licensees to provide the Disclosure of Agency Relationship form to consumers at first meaningful contact to explain the agency options available.

Q3. New Hampshire uses a 'Purchase and Sale Agreement' as the primary real estate contract. For it to be valid, consideration must be:

A.Cash only
B.Something of value exchanged between the parties
C.At least 1% of the purchase price
D.Approved by both parties' attorneys

Explanation

Consideration is anything of value (money, services, a promise to act or refrain from acting) exchanged between parties. In a real estate purchase, the consideration is the purchase price and the seller's obligation to convey title.

Q4. New Hampshire does not have a general state sales tax or state income tax. How does this affect real estate transactions?

A.Real estate transfers are always tax-free in New Hampshire
B.New Hampshire relies on a real estate transfer tax collected at closing
C.Only federal taxes apply to all real estate transactions
D.Buyers pay no closing costs in New Hampshire

Explanation

Despite lacking a broad-based income or sales tax, New Hampshire does impose a real estate transfer tax (RETT), which is collected at closing and typically split between buyer and seller.

Q5. In New Hampshire, the dominant estate in an easement appurtenant is:

A.The property that bears the burden of the easement
B.The property that benefits from the easement
C.The government parcel adjacent to both properties
D.The property most recently sold

Explanation

In an easement appurtenant, the dominant estate is the property that benefits from the easement (e.g., the right to cross a neighbor's land). The servient estate bears the burden of the easement.

Q6. When a real estate agent prepares a comparative market analysis (CMA), the agent is providing:

A.A formal appraisal meeting USPAP standards
B.An estimate of market value based on comparable sales
C.A legally binding opinion of value for lending purposes
D.A guarantee of the property's selling price

Explanation

A CMA is a market value estimate prepared by a real estate agent using recent comparable sales. It is not a certified appraisal and cannot be used for mortgage lending purposes.

Q7. A real estate agent who only shows homes in certain neighborhoods to buyers based on their national origin is guilty of:

A.Blockbusting
B.Steering
C.Redlining
D.Puffing

Explanation

Steering is the illegal practice of directing buyers toward or away from specific neighborhoods based on protected characteristics such as national origin, race, or religion.

Q8. In New Hampshire, a quitclaim deed:

A.Provides the greatest buyer protection with broad warranties
B.Transfers whatever interest the grantor has with no warranties
C.Is used only for court-ordered property transfers
D.Requires a title search before it can be used

Explanation

A quitclaim deed conveys whatever interest the grantor has in the property without any warranties. It is often used between family members or to clear title clouds, since it offers no guarantee of clear title.

Q9. New Hampshire's real estate transfer tax is $0.75 per $100 of purchase price, paid by each party. For a $350,000 sale, what does each party (buyer and seller) pay?

A.$1,312.50
B.$2,625
C.$875
D.$1,750

Explanation

Each party pays: ($350,000 ÷ 100) × $0.75 = 3,500 × $0.75 = $2,625 total. Each party pays half: $2,625 ÷ 2 = $1,312.50.

Q10. The New Hampshire Shoreland Water Quality Protection Act regulates development within how many feet of public water bodies?

A.150 feet
B.250 feet
C.400 feet
D.500 feet

Explanation

The NH Shoreland Water Quality Protection Act (RSA 483-B) regulates development and land use activities within 400 feet of the reference line of public water bodies, protecting water quality and habitat.

Q11. A nonconforming use in New Hampshire is best defined as:

A.A use that violates the current zoning ordinance but legally existed before the ordinance was enacted
B.A use that requires a special exception from the zoning board
C.A use that was never legally permitted
D.A commercial use in a residential zone that received a variance

Explanation

A nonconforming use is a land use that was lawfully established before the current zoning ordinance was enacted but no longer conforms to the new zoning requirements. It may continue but generally cannot be expanded.

Q12. A New Hampshire property manager who collects rents and negotiates leases on behalf of another must hold a:

A.Property management certificate from the NHREC
B.Real estate broker's or salesperson's license
C.NH business license from the Secretary of State only
D.No license is required for property management

Explanation

Under RSA 331-A, collecting rents and negotiating leases on behalf of others for compensation constitutes real estate brokerage activity in NH, requiring a broker's or salesperson's license.

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New Hampshire Real Estate Exam — What to Expect

Licensing Authority
New Hampshire Real Estate Commission
Total Questions
130 multiple choice
Passing Score
70%
Time Limit
4 hours
Exam Fee
$95
Pre-License Hours
40 hours required
First-Time Pass Rate
63%
Official Website
New Hampshire Real Estate Commission

What Is On The New Hampshire Real Estate Exam?

The New Hampshire real estate salesperson exam is administered by the New Hampshire Real Estate Commission and tests both national real estate principles and New Hampshire-specific laws and regulations. The exam contains 130 multiple-choice questions, and you must score at least 70% to pass.

The national portion covers topics that apply in every state: property ownership, land use controls, valuation and market analysis, financing, agency law, contracts, leasing and property management, transfer of title, fair housing laws, and real estate calculations. The state portion tests knowledge specific to New Hampshire — including regulations set by the New Hampshire Real Estate Commission, New Hampshire agency disclosure requirements, and state-specific contract and closing practices.

Topics covered on the New Hampshire exam include: Property Ownership, Agency Law, Contracts, Finance, New Hampshire License Law. Candidates who struggle on the NH exam typically underestimate the state-specific portion — the national content is well-covered by most study materials, but New Hampshire law questions require targeted preparation.

How Many Questions Are On The New Hampshire Exam?

The New Hampshire real estate salesperson exam has 130 multiple-choice questions. The exam is divided into a national section covering general real estate principles and a state section covering New Hampshire-specific laws administered by the New Hampshire Real Estate Commission. You have 4 hours to complete the exam.

New Hampshire Real Estate Exam Passing Score

You need a 70% to pass the New Hampshire real estate exam. The first-time pass rate in New Hampshire is approximately 63%, which means preparation is essential — most candidates who fail do so because they focused on national content and underestimated the NH-specific portion. Our New Hampshire practice exam is built specifically around the New Hampshire Real Estate Commission exam outline.

Most Difficult Topics On The New Hampshire Exam

These are the areas where New Hampshire candidates most commonly lose points.

NHREC License Law

New Hampshire Real Estate Commission's specific licensing requirements, supervision rules, and continuing education mandates are tested on the state portion with NH-specific provisions.

Attorney Closing Requirements

New Hampshire requires a licensed attorney to handle real estate closings. Questions on the attorney's role, title examination process, and how this differs from escrow-state closings appear on the state exam.

Groundwater & Well Disclosure

New Hampshire's private well and groundwater quality disclosure requirements — including radon in water and arsenic levels — are state-specific topics that appear on the NH state exam.

Septic System Disclosure

New Hampshire's septic system disclosure requirements, including what must be disclosed and when, are critical exam topics in a state where many properties rely on septic rather than municipal sewer.

New Hampshire Real Estate Math

The New Hampshire real estate exam includes math questions covering commission calculations, loan-to-value (LTV) ratios, property tax prorations, area and volume, and appreciation/depreciation. A common example: if a property sells for $350,000 and the total commission is 6%, split equally between listing and buyer's broker, each side earns $10,500. Proration questions — such as calculating how many days of property taxes a seller owes at closing — are also common. On the NH exam, you will not need a calculator for most math questions, but you do need to understand the formulas. Practice the "T-bar" method for commission splits and the 360-day banker's year for prorations.

How To Get Your New Hampshire Real Estate License

  1. 1Complete 40 hours of state-approved pre-license education covering topics required by the New Hampshire Real Estate Commission.
  2. 2Submit your application to the New Hampshire Real Estate Commission and pay the required fees (exam fee: $95).
  3. 3Pass the New Hampshire real estate salesperson exam (130 questions, 70% to pass).
  4. 4Complete a background check and fingerprinting as required by New Hampshire law.
  5. 5Find a licensed sponsoring/employing broker to activate your license.
  6. 6Complete any required post-licensing education within the timeframe set by the New Hampshire Real Estate Commission.

Best Study Strategy For The New Hampshire Exam

Start with New Hampshire license law first. State-specific regulations administered by the New Hampshire Real Estate Commission make up a significant portion of the NH exam and are not covered in most national study materials.

Master the math early. The New Hampshire real estate exam includes questions on commission calculations, prorations, loan-to-value ratios, and area calculations. Set aside dedicated math practice sessions — don't leave it until the last week.

Take timed practice exams. The New Hampshire exam has 130 questions within a 4 hours time limit. Simulate exam conditions to build stamina and identify weak topics before exam day.

Focus heavily on agency law. Agency relationships, disclosure requirements, and fiduciary duties are consistently among the most-tested topics on the NH exam. Understand the difference between seller's agent, buyer's agent, dual agent, and transaction broker in the context of New Hampshire law.

Review Fair Housing thoroughly. Federal Fair Housing Act protections apply in all states, but New Hampshire may have additional protected classes. Know both federal and New Hampshire-specific protections cold — this topic appears on virtually every exam.

Use active recall, not passive reading. Instead of re-reading notes, quiz yourself. Use flashcards or practice questions to test retention. Research shows active recall improves long-term retention significantly compared to passive review.

New Hampshire Real Estate Exam — Frequently Asked Questions

How many questions are on the New Hampshire real estate exam?
The New Hampshire real estate exam has 130 questions. The passing score is 70%.
What topics are on the New Hampshire real estate practice exam?
The New Hampshire exam covers: Property Ownership, Agency Law, Contracts, Finance, New Hampshire License Law.
What is the passing score for the New Hampshire real estate exam?
You need a 70% to pass the New Hampshire real estate exam, administered by the New Hampshire Real Estate Commission.
How much does the New Hampshire real estate exam cost?
The New Hampshire real estate exam fee is $95.

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