Idaho Practice TestFair Housing

Idaho Fair Housing
Practice Questions & Answers (2026)

Fair housing is tested on every real estate exam in the country, but Idaho candidates must know both federal and state-level protections. While Idaho enforces the seven federal protected classes (race, color, religion, sex, national origin, familial status, and disability), the Idaho Real Estate Commission also tests how these protections apply in Idaho-specific rental, sales, and advertising scenarios. Steering, blockbusting, redlining, and discriminatory advertising are all tested — and candidates who think they know fair housing cold often miss the state-specific extensions or the nuanced application scenarios. Review every question here carefully.

Practice Questions

Idaho Fair Housing — Practice Questions & Answers

81 questions on Fair Housing from the Idaho real estate question bank. First 10 are free — sign up to unlock all 81.

Q1. Under the Fair Housing Act, which of the following is an example of blockbusting?

A.Refusing to show homes in certain neighborhoods to minority buyers
B.Inducing homeowners to sell by predicting that minorities will move into the area
C.Advertising only in publications targeting specific ethnic groups
D.Charging higher security deposits to tenants with disabilities

Explanation

Blockbusting (also called panic selling) is the illegal practice of inducing property owners to sell by making representations about the entry of minority groups into the neighborhood, suggesting property values will decline.

Q2. Which entity enforces the Federal Fair Housing Act at the federal level?

A.Federal Trade Commission (FTC)
B.Department of Justice (DOJ)
C.Department of Housing and Urban Development (HUD)
D.Consumer Financial Protection Bureau (CFPB)

Explanation

The Department of Housing and Urban Development (HUD) is the primary federal agency responsible for administering and enforcing the Fair Housing Act. Complaints may also be filed in federal court or with a HUD administrative law judge.

Q3. A senior housing community that wants to restrict occupancy to residents aged 55 or older must have at least what percentage of occupied units occupied by at least one person 55 or older?

A.50%
B.60%
C.75%
D.80%

Explanation

Under the Housing for Older Persons Act (HOPA), a community may qualify for the 55-and-older exemption if at least 80% of occupied units have at least one resident who is 55 years of age or older.

Q4. An agent who only shows minority buyers homes in predominantly minority neighborhoods, without showing them homes in other areas they could afford, is committing:

A.Redlining
B.Steering
C.Blockbusting
D.Panic selling

Explanation

Steering is the illegal practice of directing buyers toward or away from certain neighborhoods based on their race or other protected class characteristics. It violates the Fair Housing Act even when the agent's intent appears helpful.

Q5. The original Fair Housing Act of 1968 protected against discrimination based on:

A.Race, color, national origin, and religion only
B.Race, color, national origin, religion, sex, disability, and familial status
C.Race and national origin only
D.All characteristics including age and sexual orientation

Explanation

The original Fair Housing Act of 1968 protected against discrimination based on race, color, national origin, and religion. Sex was added in 1974, and disability and familial status were added in 1988.

Q6. Redlining is the illegal practice of:

A.Directing minority buyers to certain neighborhoods
B.Denying or limiting financial services to residents of certain areas based on race or ethnic composition
C.Inducing panic selling in a neighborhood
D.Refusing to show properties to minority buyers

Explanation

Redlining is the illegal practice by lenders or insurers of refusing or limiting services to residents of areas deemed undesirable, typically based on racial or ethnic composition. The term comes from the practice of drawing red lines on maps around minority neighborhoods.

Q7. Under the Fair Housing Act, a landlord must make reasonable accommodations for tenants with disabilities. Which of the following is an example of a reasonable accommodation?

A.Allowing a disabled tenant to have a guide dog in a no-pets building
B.Renovating the entire building to be wheelchair accessible
C.Reducing rent for all disabled tenants by 50%
D.Waiving all deposits for disabled tenants

Explanation

A reasonable accommodation is a change in rules, policies, or practices to allow a person with a disability to have equal opportunity to use and enjoy housing. Allowing a service or assistance animal despite a no-pets policy is a classic example.

Q8. A seller instructs their agent to 'not show the house to families with children.' The agent should:

A.Follow the seller's instructions as the seller is the principal
B.Follow the instructions only in writing
C.Refuse the instruction as it violates fair housing law
D.Show the house only during school hours

Explanation

Familial status (families with children under 18) is a protected class under the Fair Housing Act. An agent must refuse discriminatory instructions from a seller. Following such instructions would make both the seller and agent liable for fair housing violations.

Q9. Under the Fair Housing Act, the term 'familial status' protects:

A.Married couples only
B.Single parents only
C.Families with children under age 18
D.All family members of any relationship

Explanation

The Fair Housing Act's familial status protection covers households with children under age 18. This includes parents or legal guardians, pregnant women, and people in the process of acquiring legal custody of a child under 18.

Q10. Which of the following is EXEMPT from the Fair Housing Act under the Mrs. Murphy exemption?

A.Any single-family home sale
B.A property owner who personally rents rooms in an owner-occupied building with 4 or fewer units
C.Any rental property with fewer than 10 units
D.Religious organizations renting to all faiths

Explanation

The Mrs. Murphy exemption applies to an owner who lives in a property with 4 or fewer units and rents or sells without using a real estate agent or advertising in a discriminatory way. However, this exemption does NOT apply to race discrimination.

Q11. An agent who advertises a property using only English-language newspapers in a bilingual community may be engaging in:

A.Acceptable marketing practice
B.Steering through selective advertising
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