Kansas Practice TestFair Housing

Kansas Fair Housing
Practice Questions & Answers (2026)

Fair housing is tested on every real estate exam in the country, but Kansas candidates must know both federal and state-level protections. While Kansas enforces the seven federal protected classes (race, color, religion, sex, national origin, familial status, and disability), the Kansas Real Estate Commission also tests how these protections apply in Kansas-specific rental, sales, and advertising scenarios. Steering, blockbusting, redlining, and discriminatory advertising are all tested — and candidates who think they know fair housing cold often miss the state-specific extensions or the nuanced application scenarios. Review every question here carefully.

Practice Questions

Kansas Fair Housing — Practice Questions & Answers

112 questions on Fair Housing from the Kansas real estate question bank. First 10 are free — sign up to unlock all 112.

Q1. The federal Fair Housing Act prohibits discrimination based on which of the following protected classes?

A.Race, color, religion, sex, national origin, familial status, and disability
B.Race, color, religion, sex, and national origin only
C.Race, color, and national origin only
D.Race, color, sex, age, and marital status

Explanation

The federal Fair Housing Act prohibits discrimination based on seven protected classes: race, color, religion, sex, national origin, familial status, and disability.

Q2. Steering is best defined as:

A.Refusing to show properties in certain price ranges
B.Directing buyers toward or away from neighborhoods based on protected class characteristics
C.Failing to advertise properties in minority publications
D.Charging higher rents to tenants with disabilities

Explanation

Steering is the illegal practice of directing buyers or renters toward or away from certain neighborhoods based on their race, religion, national origin, or other protected class characteristics.

Q3. Under the Fair Housing Act, which of the following is an allowable exemption?

A.A real estate company refusing to list homes in integrated neighborhoods
B.An owner of a single-family home selling without a broker and using no discriminatory advertising
C.A lender denying a loan based on the racial composition of the neighborhood
D.A landlord refusing to rent to families with children in a general apartment complex

Explanation

An owner of a single-family home who sells without a broker and does not use discriminatory advertising may be exempt from certain Fair Housing provisions.

Q4. Blockbusting is an illegal practice that involves:

A.Refusing to make loans in certain geographic areas
B.Inducing homeowners to sell by suggesting that the entry of a protected class will lower property values
C.Directing buyers of a particular race to specific neighborhoods
D.Requiring excessive deposits from tenants with disabilities

Explanation

Blockbusting (also called panic selling) is the illegal practice of inducing property owners to sell by suggesting that members of a protected class are moving into the neighborhood, which will supposedly lower property values.

Q5. Under the Fair Housing Act, a landlord must make reasonable accommodations for tenants with disabilities. This means:

A.Renovating the entire unit at no cost
B.Modifying rules or policies to allow equal opportunity
C.Providing a fully accessible unit at the same rent
D.Allowing any modification regardless of cost

Explanation

Reasonable accommodation requires landlords to modify rules, policies, or practices (not necessarily the physical structure) to give persons with disabilities equal opportunity to use the housing.

Q6. Redlining is an illegal practice where:

A.A seller marks properties at reduced prices in declining areas
B.Lenders refuse to make loans in certain geographic areas based on racial composition
C.Agents steer buyers away from certain price ranges
D.Landlords charge higher rents based on national origin

Explanation

Redlining is the illegal practice of refusing to provide loans or insurance in certain areas based on the racial or ethnic composition of those neighborhoods.

Q7. Which of the following advertising statements violates the Fair Housing Act?

A.'3 bedrooms, 2 baths, quiet neighborhood'
B.'Perfect for a Christian family'
C.'Near public transportation and schools'
D.'New roof and updated kitchen'

Explanation

'Perfect for a Christian family' indicates a preference for a religious group, which violates the Fair Housing Act's prohibition on discriminatory advertising.

Q8. Familial status as a protected class under the Fair Housing Act protects:

A.Married couples only
B.Households with children under 18 and pregnant women
C.Single adults living alone
D.Households with more than 4 members

Explanation

Familial status protects households with at least one child under 18, as well as pregnant women and those in the process of obtaining legal custody of a child.

Q9. Under the Fair Housing Act, a reasonable modification is:

A.A change in rules or policies for a disabled tenant
B.A physical change to the unit made by the tenant at their own expense
C.A rent reduction for disabled tenants
D.A waiver of the security deposit

Explanation

A reasonable modification is a physical change to the unit or common areas made at the tenant's expense to accommodate a disability (e.g., installing grab bars).

Q10. Under the Fair Housing Act, which of the following is NOT a protected class at the federal level?

A.Religion
B.Sexual orientation
C.National origin
D.Familial status

Explanation

Sexual orientation is not currently a protected class under the federal Fair Housing Act, though many states and localities — including some Kansas municipalities — provide this protection.

Q11. The federal Fair Housing Act prohibits discrimination based on all of the following EXCEPT:

A.Race
B.National origin
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