North Carolina Fair Housing
Practice Questions & Answers (2026)
Fair housing is tested on every real estate exam in the country, but North Carolina candidates must know both federal and state-level protections. While North Carolina enforces the seven federal protected classes (race, color, religion, sex, national origin, familial status, and disability), the North Carolina Real Estate Commission (NCREC) also tests how these protections apply in North Carolina-specific rental, sales, and advertising scenarios. Steering, blockbusting, redlining, and discriminatory advertising are all tested — and candidates who think they know fair housing cold often miss the state-specific extensions or the nuanced application scenarios. Review every question here carefully.
North Carolina Exam Study Resources
Everything you need to pass — in one place.
North Carolina Fair Housing — Practice Questions & Answers
113 questions on Fair Housing from the North Carolina real estate question bank. First 10 are free — sign up to unlock all 113.
Q1. North Carolina's fair housing laws protect all seven federal protected classes plus:
Explanation
North Carolina's state fair housing law protects the same seven classes as federal law (race, color, religion, sex, national origin, familial status, disability) without additional protected classes at the state level.
Q2. A property manager refuses to rent to a tenant because they use a wheelchair. Which law is violated?
Explanation
Refusing to rent to someone because they use a wheelchair is discrimination based on disability, which is prohibited by the federal Fair Housing Act.
Q3. Under the Fair Housing Act, an advertisement that specifies 'Christians preferred' is:
Explanation
Advertising a preference for or against any person based on a protected class — including religion — is prohibited by the Fair Housing Act, regardless of property type or owner-occupancy.
Q4. Which of the following is an example of reasonable accommodation under the Fair Housing Act?
Explanation
A reasonable accommodation is a change in rules, policies, or practices to allow a person with a disability equal opportunity to use and enjoy the housing. Waiving a no-pets policy for an assistance animal is a common example.
Q5. The federal Fair Housing Act of 1968 prohibits discrimination based on all of the following EXCEPT:
Explanation
The original Fair Housing Act covers race, color, religion, sex, national origin, disability, and familial status. Sexual orientation is protected under the Fair Housing Act as interpreted post-2021 per HUD guidance, but was not in the original 1968 Act. Note: NC state law may differ.
Q6. Steering in real estate means:
Explanation
Steering is the illegal practice of directing buyers to or away from neighborhoods based on their race, religion, or other protected characteristics.
Q7. Blockbusting is an illegal practice where:
Explanation
Blockbusting (panic selling) involves inducing owners to sell or rent by implying that the entry of members of a protected class will negatively affect property values.
Q8. Redlining in mortgage lending involves:
Explanation
Redlining is the illegal practice of refusing to make loans or provide insurance in neighborhoods based on their racial or ethnic composition.
Q9. Under the Fair Housing Act, a person with a disability may request a reasonable accommodation. This means:
Explanation
A reasonable accommodation is a change in rules, policies, practices, or services that may be necessary to afford a person with a disability equal opportunity to use and enjoy housing.
Q10. A landlord in North Carolina refuses to rent to a family with three children citing building safety concerns. This most likely violates which protected class?
Explanation
Familial status (families with children under 18) is a protected class. Refusing to rent to families with children—unless the housing qualifies as lawful senior housing—is a Fair Housing violation.
Q11. Which of the following is an example of a reasonable modification under the Fair Housing Act?
103 more Fair Housing questions
Create a free account to unlock all 113 North Carolina Fair Housing questions with full explanations.
Free account · No credit card · Instant access to 25 questions
Ready to take the full exam? Start free.
25 free questions · No signup · Instant access to all North Carolina topics