Oregon Fair Housing
Practice Questions & Answers (2026)
Fair housing is tested on every real estate exam in the country, but Oregon candidates must know both federal and state-level protections. While Oregon enforces the seven federal protected classes (race, color, religion, sex, national origin, familial status, and disability), the Oregon Real Estate Agency also tests how these protections apply in Oregon-specific rental, sales, and advertising scenarios. Steering, blockbusting, redlining, and discriminatory advertising are all tested — and candidates who think they know fair housing cold often miss the state-specific extensions or the nuanced application scenarios. Review every question here carefully.
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Oregon Fair Housing — Practice Questions & Answers
115 questions on Fair Housing from the Oregon real estate question bank. First 10 are free — sign up to unlock all 115.
Q1. Oregon's fair housing law protects additional classes beyond the federal Fair Housing Act. Which class is an Oregon-specific addition?
Explanation
Oregon's fair housing law extends protection beyond the seven federal classes to include marital status, sexual orientation, gender identity, and source of income, among others. These state-level protections provide broader coverage than federal law alone.
Q2. Blockbusting is an illegal practice that involves:
Explanation
Blockbusting (also called panic peddling) involves inducing homeowners to sell or rent by making statements about changes in the racial or ethnic composition of a neighborhood. It is illegal under the federal Fair Housing Act and Oregon law.
Q3. Which federal agency primarily enforces the Fair Housing Act?
Explanation
The U.S. Department of Housing and Urban Development (HUD) is the primary federal agency responsible for enforcing the Fair Housing Act and investigating complaints of housing discrimination.
Q4. An Oregon landlord refuses to rent to a prospective tenant because they receive Section 8 housing vouchers. Under Oregon law, this is:
Explanation
Oregon law prohibits discrimination in housing based on source of income, which includes housing assistance vouchers such as Section 8. This is broader than federal fair housing law, which does not explicitly protect source of income.
Q5. Under the federal Fair Housing Act, an owner of a single-family home is exempt from the Act when:
Explanation
The 'Mrs. Murphy' exemption allows private owners of single-family homes to sell or rent without complying with the federal Fair Housing Act, provided they own no more than 3 single-family homes, use no broker or agent, and use no discriminatory advertising.
Q6. Steering in real estate means:
Explanation
Steering is the illegal practice of directing buyers or renters toward or away from certain neighborhoods or properties based on their race, religion, national origin, or other protected characteristics. It violates both the federal Fair Housing Act and Oregon law.
Q7. Oregon fair housing law prohibits discrimination based on 'source of income.' Which of the following is an example of source-of-income discrimination?
Explanation
Oregon law prohibits landlords from refusing to rent to someone solely because their income comes from a protected source such as Social Security, disability benefits, or housing vouchers. The landlord may still verify that income is sufficient to pay the rent.
Q8. The Fair Housing Amendments Act of 1988 added two protected classes to the original 1968 Fair Housing Act. These were:
Explanation
The Fair Housing Amendments Act of 1988 added 'familial status' (households with children under 18) and 'disability/handicap' to the protected classes under the federal Fair Housing Act, expanding protections significantly.
Q9. Under fair housing law, a landlord may ask a prospective tenant with a disability for verification of their disability in which situation?
Explanation
A landlord may request verification of a disability only when the disability is not obvious or already known, and the tenant is requesting a reasonable accommodation or modification. The landlord cannot require a specific medical professional's letter or demand overly detailed medical information.
Q10. A landlord advertises a unit with the phrase 'perfect for young professionals.' This language potentially violates fair housing law because it implies discrimination against:
Explanation
Advertising language that implies a preference for a particular age group (such as 'young professionals' or 'ideal for empty nesters') may violate the familial status provision of fair housing law by suggesting families with children are not welcome.
Q11. A real estate broker in Eugene, Oregon is asked by a seller client to not show the home to people of a certain national origin. The broker should:
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