Texas Practice TestFair Housing

Texas Fair Housing
Practice Questions & Answers (2026)

Fair housing is tested on every real estate exam in the country, but Texas candidates must know both federal and state-level protections. While Texas enforces the seven federal protected classes (race, color, religion, sex, national origin, familial status, and disability), the Texas Real Estate Commission (TREC) also tests how these protections apply in Texas-specific rental, sales, and advertising scenarios. Steering, blockbusting, redlining, and discriminatory advertising are all tested — and candidates who think they know fair housing cold often miss the state-specific extensions or the nuanced application scenarios. Review every question here carefully.

Practice Questions

Texas Fair Housing — Practice Questions & Answers

82 questions on Fair Housing from the Texas real estate question bank. First 10 are free — sign up to unlock all 82.

Q1. A Texas licensee who changes the terms of their services based on a client's national origin is violating:

A.TREC rules only
B.The federal Fair Housing Act and potentially state laws
C.Only Texas state anti-discrimination laws
D.The NAR Code of Ethics only

Explanation

Discriminating based on national origin violates the federal Fair Housing Act. In Texas, the Texas Fair Housing Act provides similar protections. Licensees must treat all clients equally regardless of protected class.

Q2. A landlord wants to advertise their 3-bedroom rental property as 'perfect for a family with children.' This advertising is:

A.Required under familial status protections
B.Permissible as it targets a protected class positively
C.A Fair Housing violation as it implies children are required
D.Only permissible in residential neighborhoods

Explanation

Advertising that indicates a preference for or against any protected class is a Fair Housing violation, even if it appears positive. Stating that a property is 'perfect for a family with children' implies that other household types (singles, couples without children, seniors) are not welcome.

Q3. Under the Fair Housing Act, which of the following is NOT required of a housing provider when a disabled tenant requests a reasonable accommodation?

A.Engaging in an interactive process to identify an effective accommodation
B.Providing the accommodation if it does not impose an undue hardship
C.Paying all costs associated with any disability-related modification
D.Considering whether the requested accommodation is reasonable

Explanation

While landlords must allow reasonable accommodations and reasonable modifications, tenants—not landlords—pay for physical modifications to the unit. Landlords pay for reasonable accommodations to policies or services, not structural modifications.

Q4. The Texas Workforce Commission Civil Rights Division handles Fair Housing complaints in Texas. A complaint must generally be filed within:

A.30 days of the alleged violation
B.90 days of the alleged violation
C.1 year of the alleged violation
D.2 years of the alleged violation

Explanation

Under the federal Fair Housing Act, a complaint must be filed with HUD within one year of the discriminatory act. Similarly, Texas Fair Housing complaints have a one-year statute of limitations.

Q5. Which of the following is NOT a protected class under the federal Fair Housing Act of 1968 as amended?

A.Race
B.Familial status
C.Sexual orientation
D.National origin

Explanation

The federal Fair Housing Act protects race, color, national origin, religion, sex, disability, and familial status. Sexual orientation is not a federally protected class under FHA, though many states and localities have added it.

Q6. A Texas landlord refuses to rent to a family because they have two young children. This is most likely a violation of:

A.The landlord's constitutional rights
B.The Fair Housing Act's familial status protections
C.Texas Occupations Code Chapter 1101
D.The Texas Deceptive Trade Practices Act

Explanation

Familial status is a protected class under the Fair Housing Act. Refusing to rent to families with children under 18 (except in qualifying senior housing) is illegal discrimination.

Q7. Blockbusting is defined as:

A.Refusing to show properties in certain neighborhoods based on race
B.Inducing homeowners to sell by suggesting that the entry of a protected class will cause property values to decline
C.Steering buyers toward neighborhoods based on their protected class
D.Redlining neighborhoods to deny mortgage loans

Explanation

Blockbusting (also called panic peddling) is the illegal practice of inducing property owners to sell by suggesting that persons of a protected class are moving into the area and that values will decline.

Q8. The Americans with Disabilities Act (ADA) applies to Texas commercial places of public accommodation. Under the Fair Housing Act, what accommodation must multifamily housing built after March 13, 1991 provide?

A.Elevators in all buildings
B.Accessible and adaptable design features in covered units
C.Designated parking for all residents
D.Ground floor units for disabled residents only

Explanation

The Fair Housing Act requires that multifamily housing built after March 13, 1991, with four or more units must include accessible and adaptable design features such as accessible routes, wider doors, and accessible kitchens and baths.

Q9. Steering in Texas real estate occurs when an agent:

A.Helps a client navigate the contract process
B.Directs buyers toward or away from neighborhoods based on their protected class
C.Recommends a buyer consider multiple neighborhoods for affordability
D.Lists a property at a price the agent believes is too low

Explanation

Steering is the illegal practice of directing buyers toward or away from specific neighborhoods based on their race, religion, national origin, or other protected class, limiting their housing choices.

Q10. A Texas property manager refuses to make a reasonable accommodation for a disabled tenant's assistance dog, citing a no-pets policy. This action most likely violates:

A.The Texas Animal Control Act
B.The Fair Housing Act's disability protections
C.TREC advertising rules
D.The Texas Property Code's lease provisions

Explanation

The Fair Housing Act requires housing providers to make reasonable accommodations for persons with disabilities, including modifying no-pet policies to allow assistance animals. Assistance animals are not pets under fair housing law.

Q11. Which federal law prohibits discrimination in residential mortgage lending based on race, color, religion, national origin, sex, familial status, or disability?

A.The Community Reinvestment Act
B.The Equal Credit Opportunity Act
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