Utah Fair Housing
Practice Questions & Answers (2026)
Fair housing is tested on every real estate exam in the country, but Utah candidates must know both federal and state-level protections. While Utah enforces the seven federal protected classes (race, color, religion, sex, national origin, familial status, and disability), the Utah Division of Real Estate also tests how these protections apply in Utah-specific rental, sales, and advertising scenarios. Steering, blockbusting, redlining, and discriminatory advertising are all tested — and candidates who think they know fair housing cold often miss the state-specific extensions or the nuanced application scenarios. Review every question here carefully.
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Utah Fair Housing — Practice Questions & Answers
99 questions on Fair Housing from the Utah real estate question bank. First 10 are free — sign up to unlock all 99.
Q1. The Utah Fair Housing Act provides protections that are:
Explanation
The Utah Fair Housing Act mirrors the federal Fair Housing Act and may provide additional protections. Utah's law covers the same federal protected classes and applies to both sales and rentals.
Q2. A Utah landlord asks all prospective tenants to provide proof of citizenship or immigration status before renting. This policy may:
Explanation
While a facially neutral policy may seem non-discriminatory, if it is applied disparately or with discriminatory intent against persons of a particular national origin, it can violate Fair Housing laws. Policies must be applied consistently and without discriminatory effect.
Q3. A real estate agent who tells a buyer that a certain neighborhood 'has been changing' and suggests they look elsewhere is potentially engaging in:
Explanation
Steering is the illegal practice of directing buyers toward or away from certain neighborhoods based on protected class characteristics. Implying a neighborhood 'has been changing' may be code for racial or ethnic change and constitutes illegal steering.
Q4. Under Fair Housing law, 'familial status' refers to:
Explanation
Familial status is a protected class that includes households with one or more children under 18 years of age, as well as pregnant women and people in the process of securing legal custody of a child under 18.
Q5. Under the federal Fair Housing Act, which of the following is NOT a protected class?
Explanation
The seven federally protected classes under the Fair Housing Act are: race, color, religion, sex, national origin, disability, and familial status. Source of income is not a federal protected class, though some states and localities have added it.
Q6. A property owner with a building that has 5 units is exempt from the federal Fair Housing Act if the owner occupies one of the units:
Explanation
The Mrs. Murphy exemption applies only to owner-occupied buildings with 4 or fewer units. A 5-unit building does not qualify for this exemption, so the Fair Housing Act fully applies.
Q7. Blockbusting (panic selling) involves:
Explanation
Blockbusting is the illegal practice of inducing homeowners to sell by suggesting that people of a protected class are moving into the area, implying their property values will decline. It is illegal under the Fair Housing Act.
Q8. Under the Fair Housing Act, reasonable accommodations for persons with disabilities must be provided by landlords when:
Explanation
Landlords must allow reasonable accommodations (rule or policy changes) and reasonable modifications (physical changes) when necessary for a person with a disability to have an equal opportunity to use and enjoy the dwelling, unless the accommodation imposes an undue hardship.
Q9. A landlord who refuses to rent to a prospective tenant because they use a wheelchair may be violating:
Explanation
Disability is a protected class under the federal Fair Housing Act. Refusing to rent to someone because of a disability—including requiring the use of a wheelchair—is illegal housing discrimination.
Q10. Steering in real estate means:
Explanation
Steering is a Fair Housing violation where agents direct buyers toward or away from certain neighborhoods based on protected class characteristics (race, religion, etc.). Even if well-intentioned, steering perpetuates segregation and is illegal.
Q11. Blockbusting is a Fair Housing violation where:
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