Wisconsin Practice TestFair Housing

Wisconsin Fair Housing
Practice Questions & Answers (2026)

Fair housing is tested on every real estate exam in the country, but Wisconsin candidates must know both federal and state-level protections. While Wisconsin enforces the seven federal protected classes (race, color, religion, sex, national origin, familial status, and disability), the Wisconsin Department of Safety and Professional Services (DSPS) also tests how these protections apply in Wisconsin-specific rental, sales, and advertising scenarios. Steering, blockbusting, redlining, and discriminatory advertising are all tested — and candidates who think they know fair housing cold often miss the state-specific extensions or the nuanced application scenarios. Review every question here carefully.

Practice Questions

Wisconsin Fair Housing — Practice Questions & Answers

111 questions on Fair Housing from the Wisconsin real estate question bank. First 10 are free — sign up to unlock all 111.

Q1. The Wisconsin Open Housing Law (Wis. Stat. § 106.50) protects individuals from housing discrimination based on all of the following EXCEPT:

A.Marital status
B.Sexual orientation
C.Source of income
D.Eye color

Explanation

Wisconsin's Open Housing Law protects against housing discrimination based on sex, race, color, sexual orientation, disability, religion, national origin, marital status, family status, lawful source of income, and age. Eye color is not a protected class.

Q2. Under Wisconsin's Open Housing Law, 'source of income' as a protected class means a landlord CANNOT refuse to rent to someone because they use:

A.Personal savings
B.A Section 8 housing voucher
C.A home equity loan
D.Income from self-employment

Explanation

Wisconsin's Open Housing Law includes 'lawful source of income' as a protected class, which means landlords cannot refuse to rent to individuals who use Section 8 vouchers or other lawful forms of rental assistance.

Q3. A Wisconsin real estate broker is approached by a seller who says 'I don't want to sell to anyone from that country.' The broker should:

A.Comply with the seller's request since the seller owns the property
B.Refuse the listing and explain that complying would violate fair housing laws
C.Accept the listing but ignore the restriction
D.Report the seller to the police

Explanation

A broker cannot comply with a discriminatory restriction. The broker should refuse the listing and explain that honoring the restriction would violate the federal Fair Housing Act and Wisconsin's Open Housing Law.

Q4. The federal Americans with Disabilities Act (ADA) requires places of public accommodation to:

A.Provide accessible housing for all disabled persons
B.Remove architectural barriers where readily achievable
C.Hire a certain percentage of disabled employees
D.Modify all existing buildings to be fully accessible

Explanation

The ADA requires places of public accommodation to remove architectural barriers where 'readily achievable' (easily accomplishable without much difficulty or expense). It is separate from the Fair Housing Act, which applies to residential properties.

Q5. Wisconsin's Open Housing Act prohibits discrimination in housing based on all federal protected classes AND adds which Wisconsin-specific protected class?

A.Age (over 40)
B.Source of income
C.Sexual orientation and lawful source of income (among others)
D.Height and weight

Explanation

Wisconsin's Open Housing Act adds protections beyond federal fair housing law, including sexual orientation, marital status, source of income, and others. Wisconsin's state law is broader than the federal Fair Housing Act.

Q6. Steering in real estate means:

A.Directing buyers toward or away from neighborhoods based on protected class characteristics
B.Guiding buyers to properties within their budget
C.Advising sellers on pricing strategy
D.Directing marketing efforts to a specific demographic

Explanation

Steering is the illegal practice of directing buyers toward or away from particular neighborhoods based on race, religion, national origin, or other protected characteristics, in violation of the Fair Housing Act and Wisconsin Open Housing Act.

Q7. Blockbusting under fair housing law involves:

A.Encouraging people to sell their homes by exploiting fears about changes in neighborhood demographics
B.Refusing to show homes to members of protected classes
C.Requiring higher deposits from minority buyers
D.Advertising properties only to certain racial groups

Explanation

Blockbusting (panic selling) is the illegal practice of inducing homeowners to sell by suggesting that members of a protected class are moving into the neighborhood, thereby driving down property values through fear.

Q8. Redlining in real estate refers to:

A.Marking property boundary lines on surveys
B.Refusing to provide mortgage loans or insurance in certain geographic areas based on racial composition
C.Marking defective items on a home inspection report
D.Flagging properties with environmental hazards

Explanation

Redlining is the illegal practice by lenders or insurers of refusing to provide services in certain neighborhoods based on the racial or ethnic composition of those areas, in violation of fair lending and fair housing laws.

Q9. Under the federal Fair Housing Act, which of the following is a permitted exemption?

A.A large apartment complex refusing to rent to families with children
B.An owner-occupied building of 4 or fewer units who sells without a broker
C.A bank refusing mortgage loans to applicants of a specific national origin
D.A condo association prohibiting residents over age 55

Explanation

The 'Mrs. Murphy exemption' allows owner-occupants of buildings with 4 or fewer units to sell or rent without using a broker and without being subject to the Fair Housing Act's advertising and sales provisions, though discriminatory advertising is still prohibited.

Q10. A Wisconsin landlord refuses to allow a tenant with a physical disability to install grab bars in the bathroom. This is:

A.Permitted because the landlord must protect the property
B.A violation of fair housing law; the landlord must allow reasonable modifications at the tenant's expense
C.Permitted only if the building was built before 1991
D.Allowed if the landlord offers an accessible unit in the same building

Explanation

The Fair Housing Act requires landlords to allow persons with disabilities to make reasonable modifications to the property at their own expense (and to restore it upon vacating if reasonable). Refusing a grab bar installation is a fair housing violation.

Q11. Under Wisconsin's Open Housing Act, a complaint must be filed with the Wisconsin Equal Rights Division within:

A.30 days of the discriminatory act
B.90 days of the discriminatory act
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