Alaska Practice TestFair Housing

Alaska Fair Housing
Practice Questions & Answers (2026)

Fair housing is tested on every real estate exam in the country, but Alaska candidates must know both federal and state-level protections. While Alaska enforces the seven federal protected classes (race, color, religion, sex, national origin, familial status, and disability), the Alaska Real Estate Commission also tests how these protections apply in Alaska-specific rental, sales, and advertising scenarios. Steering, blockbusting, redlining, and discriminatory advertising are all tested — and candidates who think they know fair housing cold often miss the state-specific extensions or the nuanced application scenarios. Review every question here carefully.

Practice Questions

Alaska Fair Housing — Practice Questions & Answers

143 questions on Fair Housing from the Alaska real estate question bank. First 10 are free — sign up to unlock all 143.

Q1. The federal Fair Housing Act of 1968 (as amended) prohibits discrimination based on which protected classes?

A.Race, color, religion, sex, national origin, familial status, and disability
B.Race, color, religion, age, sex, and national origin only
C.Race, color, and national origin only
D.Race, color, religion, sex, national origin, familial status, disability, and sexual orientation

Explanation

The federal Fair Housing Act protects seven classes: race, color, religion, sex, national origin, familial status (families with children under 18), and disability (handicap). Sexual orientation and gender identity are not yet federal protected classes under the FHA, though some states and localities provide those protections.

Q2. Steering in real estate refers to:

A.Directing a buyer toward properties in specific neighborhoods based on their race or other protected characteristics
B.Helping a buyer narrow their search based on their stated preferences for school districts
C.Advising a seller on pricing strategy to attract the most buyers
D.Directing buyers toward affiliated lenders for mortgage financing

Explanation

Steering is the illegal practice of directing buyers toward or away from certain neighborhoods based on their race, color, religion, national origin, sex, disability, or familial status. Even if the buyer does not object, steering violates the Fair Housing Act.

Q3. A landlord refuses to rent to a family with three children, citing a policy that no more than two people can occupy a two-bedroom apartment. This policy may violate the Fair Housing Act because:

A.Occupancy standards that are more restrictive than necessary can constitute familial status discrimination
B.Federal law requires all two-bedroom units to accommodate at least five occupants
C.The landlord cannot set any occupancy limits under fair housing law
D.Only state law, not federal law, governs occupancy standards

Explanation

Familial status is a protected class under the Fair Housing Act. Overly restrictive occupancy policies that disproportionately exclude families with children can constitute familial status discrimination. HUD guidelines suggest two persons per bedroom as a reasonable standard, but rigid application can still be discriminatory.

Q4. Redlining is the illegal practice of:

A.Drawing red boundary lines on subdivision plats
B.Refusing to make loans or offer insurance in certain neighborhoods based on their racial or ethnic composition
C.Marking properties with red flags to indicate needed repairs
D.Placing a lien on property for unpaid property taxes

Explanation

Redlining is the discriminatory practice of refusing to extend credit, insurance, or other services in certain geographic areas based on the racial or ethnic composition of those areas. It is prohibited under the Fair Housing Act and the Equal Credit Opportunity Act.

Q5. Under the Fair Housing Act, a reasonable accommodation for a person with a disability includes:

A.Requiring the landlord to pay for all modifications to the unit
B.Allowing a tenant with a disability to make reasonable modifications at their own expense
C.Exempting the tenant with a disability from paying rent
D.Allowing the tenant to break the lease without penalty for any reason

Explanation

The Fair Housing Act requires landlords to allow persons with disabilities to make reasonable modifications to their unit at the tenant's own expense (in private housing). The landlord may require the tenant to restore the property to its original condition upon move-out.

Q6. Who is exempt from the federal Fair Housing Act's prohibition against discrimination based on familial status?

A.All private landlords with fewer than 4 units
B.Housing for older persons that meets specific qualifications (55+ or 62+ communities)
C.Any property sold or rented by the owner without a broker
D.Religious organizations and private clubs for all types of discrimination

Explanation

Housing for older persons is exempt from the familial status protection if it qualifies as senior housing under the Housing for Older Persons Act (HOPA). To qualify, at least 80% of units must have one occupant age 55+ and the community must publish and follow age verification policies.

Q7. A fair housing complaint must be filed with HUD within how many days of the alleged discriminatory act?

A.90 days
B.180 days
C.1 year
D.2 years

Explanation

Under the Fair Housing Act, a complaint must be filed with HUD within one year (365 days) of the alleged discriminatory act. Alternatively, the aggrieved person may file a civil action in federal court within two years.

Q8. A real estate agent uses different qualification criteria when evaluating buyers of different national origins. This is an example of:

A.Legitimate underwriting discretion
B.Disparate treatment discrimination
C.Disparate impact discrimination
D.Affirmative marketing

Explanation

Disparate treatment occurs when a person is treated differently because of their membership in a protected class. Applying different qualification standards to buyers based on national origin is intentional discrimination and a violation of the Fair Housing Act.

Q9. The federal Fair Housing Act of 1968 prohibits discrimination based on which protected classes?

A.Race, color, religion, national origin, sex, familial status, and disability
B.Race, color, religion, national origin, sex, age, and income
C.Race, color, religion, national origin, sexual orientation, and age
D.Race, color, sex, disability, marital status, and income

Explanation

The federal Fair Housing Act of 1968 as amended (1974, 1988) protects seven classes: race, color, religion, national origin, sex (gender), familial status (households with children under 18), and disability (handicap). States and localities may add additional protected classes.

Q10. Which of the following is an example of 'steering' under the Fair Housing Act?

A.Refusing to show a property because it is not in the buyer's stated price range
B.Guiding buyers to or away from neighborhoods based on the racial composition of those areas
C.Recommending a neighborhood based on school district quality
D.Showing only new construction to first-time buyers

Explanation

Steering is the illegal practice of directing homebuyers or renters toward or away from certain neighborhoods based on the buyer's or the neighborhood's race, color, religion, national origin, sex, familial status, or disability. It violates the Fair Housing Act regardless of the agent's intent.

Q11. Blockbusting is the illegal practice of:

A.Buying all available properties in a neighborhood to control prices
B.Inducing property owners to sell by suggesting a protected class group is moving into the area
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