Mississippi Fair Housing
Practice Questions & Answers (2026)
Fair housing is tested on every real estate exam in the country, but Mississippi candidates must know both federal and state-level protections. While Mississippi enforces the seven federal protected classes (race, color, religion, sex, national origin, familial status, and disability), the Mississippi Real Estate Commission (MREC) also tests how these protections apply in Mississippi-specific rental, sales, and advertising scenarios. Steering, blockbusting, redlining, and discriminatory advertising are all tested — and candidates who think they know fair housing cold often miss the state-specific extensions or the nuanced application scenarios. Review every question here carefully.
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Mississippi Fair Housing — Practice Questions & Answers
131 questions on Fair Housing from the Mississippi real estate question bank. First 10 are free — sign up to unlock all 131.
Q1. The federal Fair Housing Act covers which types of housing transactions?
Explanation
The Fair Housing Act covers the sale, rental, and financing of housing and prohibits discrimination in all phases of residential real estate transactions.
Q2. A real estate agent who shows minority buyers only properties in certain neighborhoods while showing white buyers a broader selection is engaging in:
Explanation
Steering is the illegal practice of directing buyers toward or away from certain areas based on their race, ethnicity, or other protected class characteristics.
Q3. Under the Fair Housing Act, 'reasonable accommodations' for persons with disabilities means:
Explanation
Reasonable accommodations are changes in rules, policies, practices, or services that enable a disabled person to have equal opportunity to use and enjoy the housing. These are required of housing providers at no cost to the tenant.
Q4. A 55+ housing community in Mississippi is exempt from the familial status provisions of the Fair Housing Act if:
Explanation
Under the Housing for Older Persons Act (HOPA), a 55+ community qualifies for the familial status exemption if at least 80% of occupied units have at least one resident aged 55 or older, and the community publishes and follows policies demonstrating intent to be 55+ housing.
Q5. A Mississippi landlord who refuses to rent to a family because they have children is violating which protected class under the Fair Housing Act?
Explanation
Familial status is a protected class under the federal Fair Housing Act. Refusing to rent to families with children under 18 is illegal housing discrimination.
Q6. A real estate agent who tells prospective buyers that a neighborhood is 'changing' to discourage them from purchasing is engaged in:
Explanation
Blockbusting (panic peddling) involves inducing homeowners to sell by suggesting that the entry of minorities will cause property values to decline. It is illegal under the Fair Housing Act.
Q7. Under the Fair Housing Act, which of the following is NOT a protected class at the federal level?
Explanation
The seven federally protected classes are race, color, religion, national origin, sex, familial status, and disability. Sexual orientation is not a federal protected class under the Fair Housing Act, though some states and localities add additional protections.
Q8. The Fair Housing Act's prohibition on discriminatory advertising means a Mississippi agent may NOT:
Explanation
Discriminatory advertising includes using words, phrases, or images indicating a preference for or against any protected class. Such advertising violates the Fair Housing Act.
Q9. Under the Fair Housing Act, which of the following is a permissible question for a Mississippi landlord to ask prospective tenants?
Explanation
Asking about the number of occupants is permissible as it relates to occupancy standards. Questions about national origin, marital status, and religion relate to protected classes and should be avoided.
Q10. Which federal law prohibits discrimination in the sale, rental, and financing of housing based on race, color, national origin, religion, sex, familial status, and disability?
Explanation
The Fair Housing Act of 1968 (Title VIII of the Civil Rights Act) is the primary federal law prohibiting housing discrimination based on the seven protected classes: race, color, national origin, religion, sex, familial status, and disability.
Q11. The Mississippi Fair Housing Act mirrors federal protections and is enforced by:
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