Nebraska Fair Housing
Practice Questions & Answers (2026)
Fair housing is tested on every real estate exam in the country, but Nebraska candidates must know both federal and state-level protections. While Nebraska enforces the seven federal protected classes (race, color, religion, sex, national origin, familial status, and disability), the Nebraska Real Estate Commission also tests how these protections apply in Nebraska-specific rental, sales, and advertising scenarios. Steering, blockbusting, redlining, and discriminatory advertising are all tested — and candidates who think they know fair housing cold often miss the state-specific extensions or the nuanced application scenarios. Review every question here carefully.
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Nebraska Fair Housing — Practice Questions & Answers
97 questions on Fair Housing from the Nebraska real estate question bank. First 10 are free — sign up to unlock all 97.
Q1. Redlining is an illegal practice that involves:
Explanation
Redlining is the illegal practice of refusing to provide financial services (mortgages, insurance) in certain geographic areas based on the racial or ethnic composition of those areas.
Q2. Under the Fair Housing Act, 'familial status' protection covers:
Explanation
Familial status under the Fair Housing Act protects families with children under 18, pregnant women, and people in the process of obtaining custody of a child under 18.
Q3. A landlord refuses to rent to a prospective tenant because the tenant uses a wheelchair. This is a violation of:
Explanation
The Fair Housing Act prohibits discrimination in housing based on disability (handicap), which includes physical and mental disabilities. Refusing to rent because of a wheelchair is a direct violation.
Q4. Under fair housing law, a real estate advertisement that states 'Perfect for young professionals' may be problematic because it could be seen as discrimination based on:
Explanation
Language that suggests a preference for certain types of occupants — such as 'young professionals' — can imply discrimination against families with children (familial status) and may also implicate age discrimination.
Q5. A landlord's refusal to make reasonable modifications for a tenant with a disability (at the tenant's expense) violates:
Explanation
Under the Fair Housing Act, landlords must allow tenants with disabilities to make reasonable modifications to the unit at the tenant's own expense, subject to restoration upon vacating.
Q6. A housing complex that restricts residency to persons 55 years of age or older must meet HUD requirements including that:
Explanation
Under the 55+ housing exemption to the Fair Housing Act's familial status protections, at least 80% of occupied units must have at least one resident who is 55 or older, and the community must publish and follow policies demonstrating intent to be 55+ housing.
Q7. Which federal agency investigates complaints of fair housing violations?
Explanation
HUD's Office of Fair Housing and Equal Opportunity (FHEO) investigates complaints of fair housing violations. Complainants may also file with the Nebraska Equal Opportunity Commission or pursue action in federal court.
Q8. Under the Fair Housing Act, a complaint must be filed with HUD within how many days of the alleged discriminatory act?
Explanation
A fair housing complaint must be filed with HUD within one year (365 days) of the alleged discriminatory act.
Q9. Under the Fair Housing Act, 'national origin' discrimination includes discrimination based on:
Explanation
National origin discrimination under the Fair Housing Act covers discrimination based on a person's ancestry, ethnicity, cultural characteristics, or the country from which the person or their ancestors came.
Q10. A landlord's policy of refusing to rent to anyone with a prior arrest record (regardless of conviction) may be considered discriminatory because:
Explanation
Blanket policies excluding all applicants with arrest records (without regard to the nature or relevance of the offense) may have a disparate impact on racial minority groups and can be challenged as a violation of the Fair Housing Act.
Q11. In Nebraska, which additional entity may investigate fair housing complaints at the state level?
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