Nebraska Practice TestReal Estate Math

Nebraska Real Estate Math
Practice Questions & Answers (2026)

Real estate math questions appear on every Nebraska real estate exam and test a focused set of calculations: commission splits, prorations (property tax, rent, interest), loan-to-value ratios, appreciation and depreciation, and area calculations. The Nebraska Real Estate Commission does not provide a calculator — but the math is designed to be workable without one if you know the right formulas. Nebraska candidates consistently lose points on proration questions because they apply the wrong day-count convention (360-day vs. 365-day year) or miscalculate the seller's vs. buyer's share. Work through every problem in this section until you can solve each type without hesitation.

Practice Questions

Nebraska Real Estate Math — Practice Questions & Answers

193 questions on Real Estate Math from the Nebraska real estate question bank. First 10 are free — sign up to unlock all 193.

Q1. A salesperson receives 60% of the commission and the broker receives 40%. The total commission on a $280,000 sale at 5.5% is split how much to the salesperson?

A.$7,560
B.$9,240
C.$8,400
D.$10,080

Explanation

Total commission = $280,000 × 0.055 = $15,400. Salesperson's share = $15,400 × 0.60 = $9,240.

Q2. A home appreciates 4% per year. If it is currently worth $250,000, what will it be worth in 2 years?

A.$270,000
B.$270,400
C.$260,000
D.$265,000

Explanation

After year 1: $250,000 × 1.04 = $260,000. After year 2: $260,000 × 1.04 = $270,400.

Q3. A property's potential gross income is $60,000 per year. The vacancy rate is 5% and operating expenses are $20,000. What is the net operating income?

A.$36,000
B.$37,000
C.$38,000
D.$40,000

Explanation

EGI = $60,000 − ($60,000 × 0.05) = $60,000 − $3,000 = $57,000. NOI = $57,000 − $20,000 = $37,000.

Q4. If a property has a NOI of $45,000 and a cap rate of 7.5%, what is the estimated value?

A.$550,000
B.$600,000
C.$650,000
D.$700,000

Explanation

Value = NOI ÷ Cap Rate = $45,000 ÷ 0.075 = $600,000.

Q5. A buyer's loan amount is $192,000. The lender charges 1.5 points. How much are the points?

A.$1,920
B.$2,880
C.$3,200
D.$4,800

Explanation

1 point = 1% of loan amount. 1.5 points = $192,000 × 0.015 = $2,880.

Q6. A property sells for $325,000. The commission rate is 6%. What is the total commission?

A.$16,250
B.$19,500
C.$18,750
D.$22,000

Explanation

Commission = $325,000 × 0.06 = $19,500.

Q7. A buyer finances $240,000 at 4.5% annual interest. What is the interest charged in the first month?

A.$800
B.$900
C.$1,080
D.$1,200

Explanation

Monthly interest = $240,000 × (4.5% ÷ 12) = $240,000 × 0.00375 = $900.

Q8. A lot measures 150 feet × 200 feet. How many acres does it contain? (1 acre = 43,560 sq ft)

A.0.55 acres
B.0.69 acres
C.0.72 acres
D.0.80 acres

Explanation

Area = 150 × 200 = 30,000 sq ft. Acres = 30,000 ÷ 43,560 ≈ 0.69 acres.

Q9. An investor buys a rental property for $400,000 and receives $32,000 in annual net operating income. What is the cap rate?

A.6%
B.7%
C.8%
D.9%

Explanation

Cap rate = NOI ÷ Value = $32,000 ÷ $400,000 = 0.08 = 8%.

Q10. A property's assessed value is $150,000 and the tax rate is $1.80 per $100 of assessed value. What are the annual taxes?

A.$1,800
B.$2,100
C.$2,700
D.$3,000

Explanation

Annual taxes = ($150,000 ÷ 100) × $1.80 = 1,500 × $1.80 = $2,700.

Q11. A property has a net operating income (NOI) of $36,000 per year. If the cap rate is 8%, what is the estimated property value?

A.$288,000
B.$360,000
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