Pennsylvania Contracts
Practice Questions & Answers (2026)

Contract law questions on the Pennsylvania real estate exam test both general contract principles and Pennsylvania-specific transaction requirements. The Pennsylvania State Real Estate Commission tests how Pennsylvania contract law applies to purchase agreements, counteroffers, contingencies, and earnest money disputes. Pay close attention to offer and acceptance mechanics, how counteroffers extinguish prior offers, and the specific timelines under Pennsylvania law for earnest money handling and contingency resolution. These are areas where candidates who studied nationally often apply the right concept but the wrong PA-specific timeframe or rule.

Practice Questions

Pennsylvania Contracts — Practice Questions & Answers

153 questions on Contracts from the Pennsylvania real estate question bank. First 10 are free — sign up to unlock all 153.

Q1. In Pennsylvania, a listing agreement is a contract between the:

A.Seller and the buyer
B.Seller and the listing broker
C.Seller and the MLS
D.Listing broker and the buyer's broker

Explanation

A listing agreement is a contract between the property owner (seller) and the listing broker. It establishes the broker's authority to market and sell the property and specifies the broker's compensation.

Q2. Which contingency in a purchase agreement gives the buyer the right to withdraw if they cannot secure financing on specified terms?

A.Inspection contingency
B.Appraisal contingency
C.Mortgage contingency
D.Title contingency

Explanation

A mortgage (financing) contingency allows the buyer to terminate the contract and recover their earnest money if they are unable to obtain financing that meets the terms specified in the contract — such as a certain loan amount, interest rate, or loan type.

Q3. An addendum to a purchase contract:

A.Cancels all prior terms of the original contract
B.Adds or modifies terms while the original contract remains in effect
C.Replaces the original contract entirely
D.Is only valid if attached before the contract is signed

Explanation

An addendum adds to or modifies specific terms of an existing contract without canceling the original agreement. The addendum and the original contract together form the complete agreement. All parties must sign the addendum for it to be binding.

Q4. The remedy of 'specific performance' in a real estate contract allows:

A.The non-breaching party to sue for monetary damages
B.The non-breaching party to compel the other party to fulfill the terms of the contract
C.Either party to cancel the contract without penalty
D.The court to modify the contract terms

Explanation

Specific performance is an equitable remedy in which a court orders the breaching party to perform their contractual obligations. In real estate, because each property is unique, courts may grant specific performance to compel a defaulting seller to complete the sale.

Q5. Under Pennsylvania law, which type of deed is used most commonly in residential sales and provides full warranties of title?

A.Quitclaim deed
B.Special warranty deed
C.General warranty deed
D.Bargain and sale deed

Explanation

A general warranty deed provides the buyer with the most complete protection, with the grantor warranting title against all claims — even those arising before the grantor owned the property. It is the most common deed used in Pennsylvania residential sales.

Q6. An agreement of sale in Pennsylvania is NOT binding until:

A.The seller signs the agreement
B.Both buyer and seller have signed the agreement and a fully executed copy has been delivered to both parties
C.The earnest money has been deposited
D.The buyer's mortgage is approved

Explanation

A contract of sale in Pennsylvania (and generally) is not binding until both parties have signed and a fully executed copy has been communicated/delivered to both parties. Acceptance is not effective until the offeror is notified.

Q7. In Pennsylvania, an Agreement of Sale for residential real estate must include which of the following to be enforceable?

A.A notarized signature from the buyer only
B.Identification of the parties, property description, purchase price, and signatures of all parties
C.Approval by the State Real Estate Commission
D.A minimum deposit of 10% of the purchase price

Explanation

A valid Pennsylvania Agreement of Sale must identify the parties, provide a legal description or sufficient description of the property, state the purchase price, and include the signatures of all parties. These are the essential elements for enforceability under the Statute of Frauds.

Q8. A contingency clause in a purchase agreement:

A.Makes the contract immediately binding upon signing
B.Conditions the contract on a specific event occurring, such as financing approval
C.Allows the seller to withdraw from the contract at any time
D.Waives the buyer's right to a home inspection

Explanation

A contingency clause makes the contract conditional upon a specified event, such as the buyer obtaining mortgage financing, a satisfactory home inspection, or the sale of the buyer's current home. If the condition is not met, the contract may be voided.

Q9. Under Pennsylvania law, earnest money deposited by a buyer is:

A.Immediately transferred to the seller upon contract execution
B.Held in an escrow or trust account by the broker until closing
C.Applied directly to the broker's commission
D.Held by the seller in their personal bank account

Explanation

In Pennsylvania, earnest money (deposit) must be placed in the broker's escrow or trust account within a specified time. It cannot be commingled with the broker's personal funds and is held until closing or the contract is terminated.

Q10. Which of the following best describes 'liquidated damages' in a real estate contract?

A.Damages calculated by a court after a trial
B.A pre-agreed amount of damages specified in the contract, such as forfeiture of the earnest money deposit
C.Damages paid by the seller to the buyer for failing to disclose defects
D.The cost of title insurance paid at closing

Explanation

Liquidated damages are a predetermined amount of compensation agreed upon by the parties in the contract, representing the damages one party suffers if the other defaults. In real estate, this is commonly the earnest money deposit.

Q11. A counteroffer in a real estate negotiation legally:

A.Modifies the original offer and keeps it alive
B.Rejects the original offer and presents a new offer
🔒

143 more Contracts questions

Create a free account to unlock all 153 Pennsylvania Contracts questions with full explanations.

Free account · No credit card · Instant access to 25 questions

Ready to take the full exam? Start free.

25 free questions · No signup · Instant access to all Pennsylvania topics