Trust FundsIntermediateCalifornia Exam

A broker receives a commission payment directly from the seller at closing. This money should be deposited into:

AThe broker's trust account, per California trust fund record-keeping requirements
BThe broker's general business operating accountCorrect
CAn escrow account pending final distribution
DThe DRE recovery fund, under standard California trust fund handling rules

Why The broker's general business operating account Is Correct

Answer B: The broker's general business operating account

Earned commissions are broker income, not trust funds. Once a commission is earned and paid, it should be deposited into the broker's general operating or business account — placing it in the trust account would constitute commingling.

Exam Tip: Trust Funds

Trust fund questions test the rules for handling client money. Know the deadlines for depositing trust funds, what constitutes commingling vs. conversion, and the penalties for violations.

Key Trust Funds Terms in This Question

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State-Specific Concepts

Trust Account RulesDRE Regulation

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