In California, a married person can hold title separately as their sole and separate property if:

A written legal instrument used to transfer ownership of real property from one party (grantor) to another (grantee).

In community property states, most property acquired during marriage is owned equally by both spouses, regardless of who paid for it.

Insurance protecting against financial loss from defects in a property's title that existed before closing but were unknown at the time of purchase.

Co-ownership where two or more people hold equal, undivided interests with the right of survivorship — when one owner dies, their share passes to the surviving owners.