Finance
Which of the following is NOT a qualifying factor used by lenders when underwriting a residential mortgage loan?
ABorrower's credit score
BBorrower's debt-to-income ratio
CBorrower's employment history
DBorrower's political affiliation✓ Correct
Explanation
Lenders evaluate creditworthiness based on the 'Four Cs': Credit, Capacity, Capital, and Collateral. Political affiliation is not a legal or financial factor in loan underwriting.
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