Fair Housing
Redlining in real estate refers to:
AMarking areas on maps for future development
BThe illegal practice of denying loans or insurance to residents of certain areas based on racial or ethnic composition✓ Correct
CA zoning technique for designating commercial zones
DA price reduction strategy used in declining markets
Explanation
Redlining is the discriminatory practice of refusing to lend, insure, or provide services in certain geographic areas based on the racial or ethnic composition of the neighborhood, violating both fair housing and fair lending laws.
Related California Fair Housing Questions
- A landlord refuses to make reasonable accommodations for a tenant with a disability. Under the Fair Housing Act, this is:
- The federal Fair Housing Act of 1968 prohibits discrimination based on which protected classes?
- A property manager refuses to accept a prospective tenant because the tenant plans to use a Section 8 housing voucher. In California, this is:
- Which of the following is an example of a reasonable accommodation under the Fair Housing Act for a person with a disability?
- California's Fair Employment and Housing Act (FEHA) includes all federal protected classes PLUS which additional classes?
- Under the Fair Housing Act, 'disparate impact' means:
- A landlord has a policy of refusing to rent to anyone with a prior eviction, and a disproportionate number of those rejected are members of a protected class. This could be challenged as:
- A real estate agent shows a white buyer homes in predominantly white neighborhoods and does not show the same buyer available homes in integrated neighborhoods. This is an example of:
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