Finance
The Equal Credit Opportunity Act (ECOA) prohibits lenders from discriminating based on all of the following EXCEPT:
ARace and national origin
BSex and marital status
CCredit history and debt-to-income ratio✓ Correct
DAge and religion
Explanation
ECOA prohibits lending discrimination based on race, color, religion, national origin, sex, marital status, age, or receipt of public assistance. Credit history and debt-to-income ratio are legitimate financial factors lenders may consider.
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