Contracts

Under California law, a real estate licensee who acts as a loan broker in a transaction must provide the borrower with a:

AListing agreement
BMortgage Loan Disclosure Statement (MLDS)✓ Correct
CTransfer Disclosure Statement
DAgency confirmation form

Explanation

Under Business and Professions Code §10240, a real estate licensee acting as a mortgage loan broker must provide the borrower with a Mortgage Loan Disclosure Statement (MLDS) before the borrower becomes obligated on the loan, disclosing all costs and terms.

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