Property Valuation

A property recently sold for $350,000. The buyer paid $5,000 above appraised value due to a competitive bidding situation. For comparable sales purposes, the appraiser would most likely:

AUse $350,000 as the unadjusted comparable sale price
BExclude this sale as it does not represent market value
CAdjust the sale price downward to reflect the above-market payment✓ Correct
DReport both values and let the lender decide

Explanation

When a sale price does not reflect market value conditions (e.g., motivated buyer, distressed sale, non-arm's length transaction), appraisers may make adjustments or exclude the sale. An above-market payment due to bidding pressure may require a downward adjustment.

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