Property Valuation

A Texas appraiser determines that a comparable sale was made under duress (e.g., foreclosure). This sale should typically:

ABe the primary comparable used since it represents a real transaction
BBe discarded or used only with significant adjustments because it may not reflect true market value✓ Correct
CAlways be adjusted upward by 20%
DOnly be used if no other sales are available within 1 mile

Explanation

A sale under duress (foreclosure, divorce settlement, estate sale with time pressure) may not reflect market value because it doesn't meet the criteria of a willing, knowledgeable buyer and seller acting without compulsion. USPAP-compliant appraisers must discard such sales or adjust for the duress if the sale is to be used.

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