Finance
A Texas buyer qualifies for the TDHCA My First Texas Home program. This program provides:
AA grant that never requires repayment
BA 30-year FHA, VA, USDA, or conventional loan with a below-market interest rate and optional down payment assistance✓ Correct
CFree homeowner counseling only
DTax credits only with no loan assistance
Explanation
The TDHCA My First Texas Home program offers qualifying buyers 30-year fixed-rate mortgages with competitive interest rates plus optional down payment and closing cost assistance through a second lien (which may be forgiven over time or repaid).
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