Escrow & Title
A Texas buyer's title insurance policy protects against which of the following?
AFlooding damage after closing
BA forged signature on a deed in the chain of title✓ Correct
CPhysical deterioration of the improvements
DZoning changes after the policy date
Explanation
Title insurance protects against defects in the chain of title including forgery, fraud, missing heirs, and errors in public records — risks that existed before or at the time of closing. It does not cover physical damage, floods, or post-policy events.
Related Texas Escrow & Title Questions
- In Texas, 'priority of liens' generally follows the rule of:
- RESPA's Section 9 prohibits:
- A Texas closing involves the seller having a $150,000 mortgage balance being paid off. At closing, the title company will:
- Which of the following best describes the function of the county clerk's office in Texas real estate transactions?
- In Texas, which instrument is commonly used to release a paid-off deed of trust lien?
- A Texas title policy's 'survey exception' protects the title company from claims arising from:
- In Texas, 'constructive notice' of a property interest is provided by:
- In Texas, a title commitment Schedule B-II lists:
Practice More Texas Real Estate Questions
1,500+ questions covering all exam topics. Start free — no signup required.
Take the Free Texas Quiz →