Property Valuation

A Texas commercial appraiser uses 'discounted cash flow' (DCF) analysis for a 10-year hold period. The discount rate used reflects:

AThe property's current cap rate
BThe investor's required rate of return on equity, accounting for risk and alternative investments✓ Correct
CThe current prime lending rate
DThe property's historical appreciation rate

Explanation

The discount rate in DCF analysis represents the investor's required rate of return—also called the equity yield rate or IRR (internal rate of return) target. It reflects the investor's risk tolerance, alternative investment opportunities, and market conditions. Projecting future cash flows (including reversion/sale) and discounting them at the required rate produces a present value.

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