Property Ownership

A Texas homeowner files for Chapter 7 bankruptcy. Their homestead property is generally:

AImmediately sold by the bankruptcy trustee
BProtected from creditors under the Texas homestead exemption (with some exceptions)✓ Correct
CTransferred to the bankruptcy court's control
DSubject to forced sale for any debts over $500,000

Explanation

Texas's homestead exemption is one of the most powerful in the nation. In a Chapter 7 bankruptcy, a Texas debtor's homestead is generally exempt from the bankruptcy estate and cannot be sold to satisfy general creditors (with exceptions for mortgage, tax, and other homestead liens).

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