Escrow & Title

In Texas, the HUD-1 Settlement Statement has been replaced at most closings by:

AThe TREC Closing Disclosure
BThe CFPB Closing Disclosure (CD)✓ Correct
CThe Texas Department of Insurance Closing Statement
DThe RESPA-3 Form

Explanation

As of October 3, 2015, the CFPB's Closing Disclosure (CD) replaced the HUD-1 Settlement Statement for most residential mortgage transactions under TRID (TILA-RESPA Integrated Disclosure) rules.

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