Escrow & Title

In Texas, 'title insurance' premiums are filed with and regulated by the:

ATREC
BTexas Department of Insurance (TDI), which sets mandatory title insurance rates for Texas✓ Correct
CThe individual title companies themselves
DFederal HUD

Explanation

Texas title insurance rates are set by the Texas Department of Insurance (TDI) through a rate-setting process—all title companies must charge the same rate for the same coverage in Texas. This regulated rate structure means consumers cannot price-shop title insurance premium rates, unlike in many other states.

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