Escrow & Title
In Texas, when a seller receives a release of lien from their lender after paying off their mortgage, the seller is responsible for:
AFiling the release with TREC
BRecording the release in the county deed records to clear the lien from the property title✓ Correct
CForwarding the release to the buyer's lender
DObtaining TREC verification of the release
Explanation
Once a mortgage is paid off, the lender must provide a release of lien, and the former borrower should promptly record it in the county deed records. This removes the lien from the public record and clears the title. Failing to record can create title issues if the property is later sold or refinanced.
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