Property Ownership

In Texas, which party typically pays the cost of the owner's title insurance policy?

AThe buyer always pays
BThe seller typically pays for the owner's policy by custom, though it is negotiable✓ Correct
CThe lender pays for all title insurance
DThe cost is split 50/50 by custom

Explanation

In Texas, by custom (not law), the seller typically pays for the owner's title insurance policy. However, this is a negotiable term that can be changed by agreement between buyer and seller.

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