Property Valuation

In the Texas Austin/San Antonio market, rapid appreciation creates challenges for appraisers primarily because:

AThere are too many comparable sales to analyze
BRecent contract prices may exceed the values supported by recent closed sales, creating an appraisal gap✓ Correct
CThe MLS does not report accurate data
DAppraisers are prohibited from valuing properties above $500,000

Explanation

In rapidly appreciating markets, contract prices (reflecting current buyer competition) may exceed values supported by recent closed comparable sales (which are historical data). This creates an appraisal gap that can complicate financing.

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