Finance
Texas homestead laws protect a primary residence from most forced sales. However, which of the following liens CAN result in forced sale of a Texas homestead?
AA personal injury judgment against the homeowner
BA voluntary home equity loan (Article XVI Section 50(a)(6) lien)✓ Correct
CAn income tax judgment
DA credit card judgment
Explanation
A voluntary home equity loan under Texas Constitution Article XVI Section 50(a)(6) creates a lien that CAN be foreclosed. This is a consensual lien the homeowner voluntarily created using their homestead equity. The homestead protections that prevent forced sale for unsecured debts do not protect against liens the homeowner voluntarily places on the property.
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