Escrow & Title
The standard Texas title insurance policy (T-1) provides coverage for:
APost-policy improvements to the property
BDefects in title that existed as of the policy date✓ Correct
CPhysical damage to improvements
DFuture zoning changes
Explanation
Standard title insurance covers defects in or liens against title that existed as of the policy date but were unknown to the insured. It does not cover post-policy events, physical damage, or matters created by the insured after closing.
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