Finance
The Texas Department of Housing and Community Affairs (TDHCA) administers the 'My First Texas Home' program, which provides:
AFree homes for low-income Texans
BDown payment assistance and mortgage credit certificates for first-time homebuyers meeting income and purchase price limits✓ Correct
CGrants for home renovations in rural areas
DProperty tax exemptions for first-time buyers
Explanation
TDHCA's My First Texas Home program offers down payment and closing cost assistance (as a second loan) and Mortgage Credit Certificates (MCCs) to first-time homebuyers who meet income and purchase price limits. The program helps make homeownership more accessible for low- to moderate-income Texans.
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