Finance
Under the Equal Credit Opportunity Act (ECOA), a Texas lender may NOT deny a loan based on:
AThe borrower's debt-to-income ratio
BThe property's condition
CThe borrower's race, color, religion, national origin, sex, marital status, or age✓ Correct
DThe borrower's credit score
Explanation
ECOA prohibits credit discrimination based on race, color, religion, national origin, sex, marital status, age, or receipt of public assistance. Lenders can still evaluate creditworthiness based on legitimate financial factors.
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