Florida Environmental
Practice Questions & Answers (2026)
Environmental questions on the Florida exam cover both federal environmental laws and Florida-specific disclosure requirements. Federal topics include lead-based paint (pre-1978 housing), asbestos, radon, underground storage tanks, and CERCLA liability. Florida has additional state-level environmental disclosure requirements enforced by the Florida Department of Business & Professional Regulation (DBPR) — including Florida-specific environmental conditions that affect property use and disclosure. Environmental questions trip up candidates who studied only federal law without reviewing the FL-specific overlay.
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Florida Environmental — Practice Questions & Answers
105 questions on Environmental from the Florida real estate question bank. First 10 are free — sign up to unlock all 105.
Q1. Florida law requires sellers to disclose to buyers if a property is in a designated flood zone. The primary federal program governing flood insurance in Florida is:
Explanation
The National Flood Insurance Program (NFIP) administered by FEMA provides flood insurance to property owners in participating communities. Florida communities participate in the NFIP, and lenders require flood insurance for properties in Special Flood Hazard Areas (SFHA).
Q2. In Florida, which of the following environmental hazards is of particular concern due to the state's geology and must be disclosed when known?
Explanation
Florida's porous limestone geology makes it highly susceptible to sinkholes. Florida law requires sellers to disclose known sinkhole activity on a property. Insurance coverage for sinkhole damage has specific requirements under Florida Statutes.
Q3. A Florida property is found to have underground petroleum storage tanks (USTs) that have leaked. Under CERCLA and Florida law, who may be liable for cleanup?
Explanation
CERCLA (Superfund) imposes strict, joint and several, and retroactive liability on current owners, past owners, operators, and parties who arranged for disposal of hazardous substances. In Florida, the FDEP also enforces cleanup requirements for petroleum contamination.
Q4. Lead-based paint disclosure is required in Florida for residential properties built:
Explanation
Federal law (Title X, Residential Lead-Based Paint Hazard Reduction Act) requires sellers and landlords to disclose known lead-based paint hazards for housing built before 1978. Florida follows this federal requirement.
Q5. Which federal environmental law requires the disclosure of known asbestos in a building before its sale or renovation?
Explanation
NESHAP's Asbestos regulations require that building owners notify the EPA and conduct proper inspection/removal procedures before demolition or renovation. TOSCA regulates asbestos manufacturing and use, while NESHAP governs emissions from asbestos during renovation.
Q6. Florida's 'Johnson Act' (Section 403.4154 F.S.) relates to which environmental concern in residential transactions?
Explanation
Florida requires radon gas disclosure in residential real estate transactions. The Florida Radon Protection Act (sometimes referenced in licensing materials) requires sellers to provide information about radon gas and testing. Florida has elevated radon levels due to phosphate deposits.
Q7. Under Florida law, a property located in a designated coastal construction control line (CCCL) may have restrictions on:
Explanation
Florida's Coastal Construction Control Line (CCCL) designates an area of beach/dune system susceptible to storm damage. Property within the CCCL is subject to FDEP permit requirements before construction or major renovation to protect the coastal environment.
Q8. In Florida, wetlands are regulated primarily by which agency?
Explanation
Wetlands in Florida are regulated by the Florida Department of Environmental Protection (FDEP) and the five regional Water Management Districts, as well as the U.S. Army Corps of Engineers at the federal level. Development in wetlands requires permits.
Q9. A Florida real estate agent discovers that a property they are listing may have soil contamination from a prior industrial use. The agent should:
Explanation
Florida requires licensees to disclose all known facts that materially affect the value of residential real property. Soil contamination is a material fact that must be disclosed to prospective buyers. Failure to disclose could result in license discipline and civil liability.
Q10. A buyer in Florida is purchasing a home built in 1965. Under federal law, the seller must provide the buyer with:
Explanation
For homes built before 1978, federal law requires sellers to provide buyers with an EPA/HUD-approved lead paint pamphlet ('Protect Your Family from Lead in Your Home'), disclose any known lead-based paint hazards, and allow a 10-day inspection period for lead testing.
Q11. In Florida, which agency enforces the Clean Water Act provisions related to wetlands and water quality?
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