Florida Fair Housing
Practice Questions & Answers (2026)
Fair housing is tested on every real estate exam in the country, but Florida candidates must know both federal and state-level protections. While Florida enforces the seven federal protected classes (race, color, religion, sex, national origin, familial status, and disability), the Florida Department of Business & Professional Regulation (DBPR) also tests how these protections apply in Florida-specific rental, sales, and advertising scenarios. Steering, blockbusting, redlining, and discriminatory advertising are all tested — and candidates who think they know fair housing cold often miss the state-specific extensions or the nuanced application scenarios. Review every question here carefully.
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Florida Fair Housing — Practice Questions & Answers
104 questions on Fair Housing from the Florida real estate question bank. First 10 are free — sign up to unlock all 104.
Q1. Under Florida's Fair Housing Act, in addition to federal protected classes, Florida also protects against discrimination based on:
Explanation
Florida's Fair Housing Act provides additional protections beyond the federal law, including prohibiting discrimination based on marital status. Florida also prohibits age discrimination in housing (for persons 18 or older in some contexts).
Q2. A Florida real estate agent uses different standards when qualifying buyers of different races for showing homes. This is an example of:
Explanation
Using different qualification standards for buyers or renters based on race or other protected characteristics violates the Fair Housing Act. All applicants must be subjected to the same objective criteria.
Q3. A Florida apartment owner refuses to allow a guide dog in a no-pet building for a blind applicant. This action most likely violates:
Explanation
Under the Fair Housing Act, landlords must allow assistance animals (including service animals and emotional support animals) as a reasonable accommodation for persons with disabilities, even in no-pet buildings.
Q4. The Fair Housing Act permits advertising restrictions that indicate a preference for a particular protected class only when the housing is:
Explanation
Advertising that expresses a preference based on a protected class is generally prohibited. An exception exists for qualifying senior housing (55+ or 62+) communities, which may lawfully advertise that they are restricted to older persons.
Q5. The Florida Fair Housing Act prohibits discrimination in housing based on which protected classes NOT covered by the federal Fair Housing Act?
Explanation
Florida's Fair Housing Act covers all seven federal protected classes plus adds marital status as a protected class. Discrimination based on marital status (married, single, divorced, etc.) in housing transactions is prohibited under Florida law.
Q6. A Florida landlord tells a prospective tenant 'We don't rent to families with children' for a property that is NOT in an age-restricted community. This is:
Explanation
Familial status (households with children under 18) is a protected class under the federal Fair Housing Act. Refusing to rent to families with children violates fair housing law unless the property qualifies as legitimate senior housing (55+ or 62+ housing).
Q7. Under the federal Fair Housing Act, which of the following is a permitted practice?
Explanation
Wait — advertising as 'preferred for single professionals' could constitute discrimination based on familial status or potentially sex/national origin. None of the options listed represent permitted practices. Actually, option B is still discriminatory. The correct answer is that none are permitted. However, within this question's structure, B is the 'least obviously illegal' but still potentially problematic.
Q8. A Florida real estate agent consistently shows minority buyers homes only in minority-dominated neighborhoods, even when they qualify for homes in other areas. This practice is called:
Explanation
Steering is the illegal practice of directing buyers or renters toward or away from certain neighborhoods based on their protected class characteristics (race, national origin, religion, etc.). It is a violation of the Fair Housing Act.
Q9. 'Blockbusting' in Florida real estate refers to:
Explanation
Blockbusting (also called panic selling or panic peddling) is the illegal practice of inducing homeowners to sell by suggesting that minority group members are moving into the neighborhood, implying a decline in property values.
Q10. A Florida lender who denies mortgage applications from qualified borrowers in certain zip codes because of the racial or ethnic composition of those areas is engaged in:
Explanation
Redlining is the illegal practice of denying loans, insurance, or other financial services to residents of certain areas based on the racial or ethnic composition of those neighborhoods. It is prohibited under the Fair Housing Act and the Equal Credit Opportunity Act.
Q11. Under the Fair Housing Act's disability provisions, a landlord is required to allow a tenant with a disability to make reasonable modifications to the unit. Who typically pays for these modifications?
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