Florida Agency
Practice Questions & Answers (2026)

Agency law is one of the most tested subjects on the Florida real estate exam, and it's also one of the most misunderstood. Florida defaults to transaction brokerage — not full single agency — which means the agency rules you encounter here differ from how most national study materials frame them. Study these questions carefully — candidates who rely on national agency frameworks and don't account for FL-specific rules are among the most common failures on the state portion.

Practice Questions

Florida Agency — Practice Questions & Answers

113 questions on Agency from the Florida real estate question bank. First 10 are free — sign up to unlock all 113.

Q1. Under Florida's Brokerage Relationship Disclosure Act, the default brokerage relationship (when no written agreement exists) is:

A.Single agent representing the buyer
B.Single agent representing the seller
C.Transaction broker
D.No representation (non-representation)

Explanation

Florida's Brokerage Relationship Disclosure Act establishes transaction broker as the default relationship. A broker is presumed to be a transaction broker unless a single agent or no-brokerage relationship is specifically established.

Q2. In Florida, a single agent owes which of the following duties to their principal?

A.Limited confidentiality only for the term of the listing
B.Full fiduciary duties including loyalty, confidentiality, obedience, disclosure, accounting, and skill
C.The same duties as a transaction broker with no additional obligations
D.Duties only when the property is under contract

Explanation

A Florida single agent owes full fiduciary duties to their principal, including: dealing honestly, loyalty, confidentiality, obedience, full disclosure, accounting for all funds, and using skill, care, and diligence.

Q3. A Florida transaction broker provides limited representation. Which duty does a transaction broker NOT owe to the parties?

A.Dealing honestly and fairly
B.Accounting for all funds entrusted to the broker
C.Full undivided loyalty to one party
D.Using skill, care, and diligence

Explanation

A transaction broker does NOT owe full undivided loyalty to either party. Unlike a single agent, a transaction broker facilitates the transaction and provides limited representation to both buyer and seller without being an advocate for either.

Q4. Under Florida law, when a single agent broker transitions to a transaction broker in the same transaction, this requires:

A.No disclosure because transaction broker is the default
B.Written informed consent from the principal before the transition
C.Only verbal consent from both parties
D.Approval from the Florida Real Estate Commission

Explanation

When a Florida single agent transitions to a transaction broker in the same transaction, the broker must obtain written informed consent from the principal before making the transition. This is known as consent to transition to transaction broker.

Q5. A Florida licensee is showing a property and discovers that the roof was improperly repaired after hurricane damage. The licensee must:

A.Disclose it only if the buyer asks about prior hurricane damage
B.Disclose this known material defect to all prospective buyers
C.Keep it confidential because the seller instructed them to
D.Disclose it only in the seller's property disclosure form

Explanation

Florida law requires licensees to disclose all known material facts that may affect the value of the property. Improper roof repair is a material defect that must be disclosed to all prospective buyers regardless of the seller's instructions.

Q6. Designated sales associate representation in Florida allows:

A.One sales associate to represent both buyer and seller at the same time
B.One sales associate from the same brokerage to represent the buyer and a different sales associate to represent the seller in the same transaction
C.A sales associate to operate without broker supervision
D.A broker to opt out of all agency disclosure requirements

Explanation

Designated sales associate representation allows one sales associate from the brokerage to represent the buyer and a different sales associate from the same brokerage to represent the seller. This is available only in non-residential transactions.

Q7. In Florida, a 'transaction broker' owes which of the following duties to both parties?

A.Undivided loyalty and full confidentiality
B.Limited representation including honesty, fair dealing, and disclosure of known facts
C.Full fiduciary duties as defined under common law
D.Advocacy for the best interests of both buyer and seller equally

Explanation

A Florida transaction broker provides limited representation and owes both parties honesty, fair dealing, accounting for funds, disclosure of known facts materially affecting value, using skill and care, and presenting all offers.

Q8. Under Florida law, designated sales associates may be used in a single-agent relationship when:

A.The buyer and seller both agree in writing to transaction brokerage
B.The buyer and seller are non-residential clients with assets over $1 million
C.The property is listed at or above $500,000
D.The broker determines it is in the best interest of both parties

Explanation

Florida's designated sales associate provision applies only to non-residential transactions where both the buyer and seller have assets over $1 million. Different sales associates in the same office can represent each party as single agents.

Q9. A Florida real estate licensee must give a prospective buyer the No Brokerage Relationship Notice:

A.Before showing any property
B.Before entering into a listing agreement
C.Before signing any contract
D.Only if requested by the buyer

Explanation

Florida law requires licensees to give the No Brokerage Relationship Notice before showing property to a buyer who has not entered into any representation agreement. This ensures buyers understand their relationship with the licensee.

Q10. In Florida, which disclosure form must be provided before or at the time of entering into a listing agreement?

A.The Buyer Brokerage Agreement
B.The No Brokerage Relationship Notice
C.The Single Agent Disclosure
D.The Transaction Broker Disclosure

Explanation

When a licensee represents a seller as a single agent, the Single Agent Disclosure must be provided before or at the time of entering into the listing agreement. This informs the seller of the full fiduciary duties owed.

Q11. A single agent in Florida may transition to a transaction broker by:

A.Verbal agreement from the client
B.Written consent of the client before the change occurs
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