New Jersey Contracts
Practice Questions & Answers (2026)

Contract law questions on the New Jersey real estate exam test both general contract principles and New Jersey-specific transaction requirements. The New Jersey Real Estate Commission tests how New Jersey contract law applies to purchase agreements, counteroffers, contingencies, and earnest money disputes. Pay close attention to offer and acceptance mechanics, how counteroffers extinguish prior offers, and the specific timelines under New Jersey law for earnest money handling and contingency resolution. These are areas where candidates who studied nationally often apply the right concept but the wrong NJ-specific timeframe or rule.

Practice Questions

New Jersey Contracts — Practice Questions & Answers

146 questions on Contracts from the New Jersey real estate question bank. First 10 are free — sign up to unlock all 146.

Q1. New Jersey is one of the few states where residential real estate contracts are subject to an attorney review period. This period is typically:

A.24 hours from contract signing
B.3 business days from the date both parties sign the contract
C.5 calendar days from the date of acceptance
D.10 business days for all residential transactions

Explanation

New Jersey's standard attorney review period is 3 business days from the date all parties sign. During this period, either party's attorney may disapprove the contract, propose modifications, or confirm it as written.

Q2. During the New Jersey attorney review period, either party may:

A.Only accept the contract as-is or reject it entirely
B.Cancel the contract for any reason or propose modifications without penalty
C.Only reject the contract if a material defect is discovered
D.Raise the purchase price without the other party's consent

Explanation

During attorney review in New Jersey, either party's attorney can disapprove the contract for any reason or propose modifications. If the contract is disapproved, both parties are released and earnest money is returned.

Q3. If no attorney review notice is sent within the 3-business-day period in New Jersey, the contract:

A.Automatically becomes void
B.Becomes legally binding and is no longer subject to attorney review
C.Requires a 10-day extension period
D.Must be re-signed by both parties to be enforceable

Explanation

If neither party's attorney sends a disapproval or modification letter within the 3-business-day attorney review period, the contract becomes binding as written.

Q4. The New Jersey Seller's Property Condition Disclosure Statement requires sellers of residential property to disclose:

A.The seller's mortgage balance and interest rate
B.Known defects and conditions that may materially affect the property
C.All offers received on the property
D.The original purchase price paid by the seller

Explanation

New Jersey's Seller's Property Condition Disclosure Statement requires sellers to disclose known material defects and conditions. Failure to disclose can expose the seller to liability.

Q5. A New Jersey purchase contract specifies that the sale is contingent on the buyer obtaining a mortgage at a rate not to exceed 7%. If the buyer qualifies only for a loan at 7.5%, the buyer may:

A.Be forced to purchase the home at the higher rate
B.Cancel the contract and recover their earnest money under the financing contingency
C.Only cancel if the lender provides written denial
D.Waive the contingency and proceed without a mortgage

Explanation

A financing contingency protects the buyer. If the buyer cannot obtain financing meeting the contract's specified terms (rate, amount, type), they may cancel and recover their earnest money.

Q6. In a New Jersey real estate transaction, who typically receives a copy of the fully executed purchase contract?

A.Only the listing agent
B.Both the buyer and seller, and their respective attorneys and agents
C.Only the broker of record
D.Only the title company

Explanation

All parties involved in a New Jersey transaction — buyer, seller, their respective attorneys, and agents — typically receive a copy of the fully executed purchase and sale agreement.

Q7. In New Jersey, residential contracts of sale typically include an attorney review period of:

A.1 business day
B.3 business days
C.5 business days
D.7 calendar days

Explanation

NJ provides a 3-business-day attorney review period after a residential contract of sale is signed, during which either party's attorney may cancel or modify the contract.

Q8. The NJ attorney review period begins:

A.When the buyer signs the offer
B.When the last party signs the contract and each party receives a fully executed copy
C.When the buyer's attorney reviews the contract
D.At the time of the home inspection

Explanation

The 3-business-day attorney review period begins when the last party signs the contract and all parties have received a fully executed copy.

Q9. During the NJ attorney review period, which of the following is true?

A.The seller may accept other offers as a backup
B.Either party's attorney may disapprove the contract without cause
C.Only the buyer may cancel the contract
D.The contract becomes binding and neither party can withdraw

Explanation

During the attorney review period, either party's attorney may disapprove the contract without having to state a reason, effectively canceling it.

Q10. Which of the following is an essential element of a valid real estate contract in New Jersey?

A.Notarized signatures
B.Offer and acceptance (mutual assent)
C.Broker's countersignature
D.MLS listing number

Explanation

A valid contract requires mutual assent (offer and acceptance), consideration, competent parties, and a legal purpose. Notarization is not required for purchase contracts.

Q11. A contract that is missing a required element is best described as:

A.Voidable
B.Executory
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