Fair Housing
A HUD complaint alleging a fair housing violation must be filed within how many days of the alleged discriminatory act?
A60 days
B90 days
C180 days
D365 days✓ Correct
Explanation
Under the federal Fair Housing Act, a complaint must be filed with HUD within one year (365 days) of the alleged discriminatory act. Private civil lawsuits can be filed within two years.
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Key Terms to Know
Fair Housing Act
Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.
SteeringAn illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.
BlockbustingAn illegal practice of inducing homeowners to sell by claiming that the entry of minority groups will lower property values.
RedliningAn illegal practice where lenders or insurers deny services or charge higher rates in certain neighborhoods based on the racial or ethnic composition of those areas.
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