ContractsIntermediateAlabama Exam

In Alabama, who bears the risk of loss if a property is damaged between contract signing and closing?

AAlways the seller until the deed is delivered, which is broadly consistent with standard practice statewide
BGenerally the buyer under the doctrine of equitable conversion, unless the contract specifies otherwiseCorrect
CAlways the lender
DSplit equally between buyer and seller

Why Generally the buyer under the doctrine of equitable conversion, unless the contract specifies otherwise Is Correct

Answer B: Generally the buyer under the doctrine of equitable conversion, unless the contract specifies otherwise

Under the doctrine of equitable conversion, once a purchase contract is signed, equitable title passes to the buyer, who may bear the risk of loss — unless the contract provides otherwise.

Exam Tip: Contracts

Contract questions frequently test the essential elements required for a valid contract. Remember: competent parties, mutual consent, lawful object, and sufficient consideration. Watch for void vs. voidable distinctions.

Key Contracts Terms in This Question

People Also Study

Math Concepts

Practice More Alabama Real Estate Questions

1,500+ questions covering all exam topics. Start free — no signup required.

Take the Free Alabama Quiz →