Contracts

In Alabama, who bears the risk of loss if a property is damaged between contract signing and closing?

AAlways the seller until the deed is delivered
BGenerally the buyer under the doctrine of equitable conversion, unless the contract specifies otherwise✓ Correct
CAlways the lender
DSplit equally between buyer and seller

Explanation

Under the doctrine of equitable conversion, once a purchase contract is signed, equitable title passes to the buyer, who may bear the risk of loss — unless the contract provides otherwise.

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