Fair HousingIntermediateAlabama Exam

Source of income as a protected class in housing would protect against discrimination based on:

ARace or national origin, as is customary in this jurisdiction

BHow a tenant pays rent, including Section 8 housing vouchersCorrect

CEmployment status

DCriminal history

Why How a tenant pays rent, including Section 8 housing vouchers Is Correct

Answer B: How a tenant pays rent, including Section 8 housing vouchers

Where source of income is a protected class (in states or localities that have enacted such protection), landlords cannot refuse to rent to tenants who use housing vouchers or other legal income sources.

Exam Tip: Fair Housing

Fair Housing questions test both federal (Fair Housing Act of 1968) and state-level protected classes. The federal protected classes are race, color, religion, national origin, sex, familial status, and disability. Many states add additional protections.

People Also Study

Key Terms to Know

Fair Housing Act

Federal law prohibiting discrimination in the sale, rental, or financing of housing based on race, color, national origin, religion, sex, disability, and familial status.

Steering

An illegal practice where a real estate agent directs buyers toward or away from certain neighborhoods based on the buyer's race, religion, national origin, or other protected characteristics.

Pre-Approval

A lender's conditional commitment to loan a specific amount to a borrower, based on verified income, credit, and assets.

Gross Rent Multiplier (GRM)

A quick valuation metric for income properties calculated by dividing the property price by gross annual rental income.