Real Estate Math

A buyer makes a $425,000 offer on a home. The lender requires a 75% LTV. What is the required down payment?

A$85,000
B$106,250✓ Correct
C$127,500
D$148,750

Explanation

Down payment = Purchase Price × (1 − LTV) = $425,000 × (1 − 0.75) = $425,000 × 0.25 = $106,250. To solve this, multiply the relevant values: $425,000 at 75%.. The correct answer is $106,250.. This is a common calculation on the Alaska real estate exam.

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