Property Ownership

A homeowners association in Alaska that has the right to collect assessments from unit owners has a lien right that is typically:

AAlways junior to all other liens
BSenior to all mortgage liens by state law
CA matter of the CC&Rs and state statutes, and may have some priority over mortgages for limited amounts✓ Correct
DUnenforceable unless approved by the municipality

Explanation

Alaska's Horizontal Property Regimes Act and condominium statutes give HOA assessment liens significant priority. Under Alaska law, HOA liens may have super-lien status for limited assessment amounts, which means they can take priority over first mortgage liens for certain unpaid assessments.

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