Real Estate Math

An Alaska buyer obtains a $380,000 mortgage. Monthly P&I payment is $2,394. Of the first payment, $1,806 is interest. How much principal is reduced?

A$388
B$588✓ Correct
C$1,006
D$1,806

Explanation

Principal reduction = Total payment − Interest = $2,394 − $1,806 = $588. Using the values given ($380,000, $2,394), apply the appropriate formula..

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