AgencyIntermediateAlaska Exam

An Alaska buyer tells their agent they want a house with an assumable mortgage. The agent has a duty to:

AShow only properties with assumable mortgages without exception
BDiligently search for and show properties meeting the buyer's criteria, including investigating mortgage assumabilityCorrect
CAdvise the buyer that assumable mortgages are never worth pursuing, though outcomes can differ depending on circumstances
DAssume all mortgages can be assumed until proven otherwise

Why Diligently search for and show properties meeting the buyer's criteria, including investigating mortgage assumability Is Correct

Answer B: Diligently search for and show properties meeting the buyer's criteria, including investigating mortgage assumability

Diligence requires the buyer's agent to search for properties meeting the buyer's stated criteria and to investigate material issues — including whether specific mortgages are assumable. The agent should verify assumability status and present qualifying properties to the buyer.

Exam Tip: Agency

Agency questions are among the most tested on the exam. Focus on the difference between client and customer, and memorize the fiduciary duties (OLD CAR). Watch for questions that try to blur the line between a general agent and a special agent.

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