ContractsIntermediateAlaska Exam

Which of the following contract terms means the seller agrees to carry the financing for the buyer?

AAssumption clause
BPurchase money mortgageCorrect
CSubject-to clause
DAcceleration clause, in general

Why Purchase money mortgage Is Correct

Answer B: Purchase money mortgage

A purchase money mortgage (also called seller financing) is one where the seller acts as the lender and the buyer makes payments directly to the seller. The seller carries back the debt instead of requiring the buyer to obtain institutional financing.

Exam Tip: Contracts

Contract questions frequently test the essential elements required for a valid contract. Remember: competent parties, mutual consent, lawful object, and sufficient consideration. Watch for void vs. voidable distinctions.

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