Contracts

Which of the following contract terms means the seller agrees to carry the financing for the buyer?

AAssumption clause
BPurchase money mortgage✓ Correct
CSubject-to clause
DAcceleration clause

Explanation

A purchase money mortgage (also called seller financing) is one where the seller acts as the lender and the buyer makes payments directly to the seller. The seller carries back the debt instead of requiring the buyer to obtain institutional financing.

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